23 Bruce St, Duluth, MN 55803 Property Records

St. Louis County property record for 23 Bruce St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,552 sqft · built 1910
Lot Size	0.235 acres (10,240 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2014)
Tax Bill	$4,428 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1830-01890`

Property Details

APN / Parcel Number

Primary APN	`010-1830-01890`
Alternative APN	`1029608`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,552 sqft Gross Area
1st Floor Area	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,240 sqft (0.235 acres)
Garage Area	1,504 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1029608
Street Address	23 BRUCE ST
City	DULUTH
State	MN
Zip	55803-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 AND THE NORTHERLY 75 FEET OF LOT 17,BLOCK 32 SERIAL #
Legal Subdivision	GLEN AVON FIRST DIVISION OF DULUTH
Legal Block	32
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 BRUCE ST, DULUTH, MN 55803-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Apr 28, 2017	Quit Claim Deed, Mortgage · Conventional with PMI MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Deed Document Number	20141238250
Last Transfer Date	Apr 20, 2017
Transfer Doc	0001308163
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	23 BRUCE ST, DULUTH, MN 55803-2502
Document Number	00A1370875
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23 BRUCE ST DULUTH MN 558032502, DULUTH, MN 55803-2502

Mortgage

Document Number	00A1370875
Date	Jan 7, 2020
Instrument	A1370875

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2035

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2017
Property Address	23 BRUCE ST, DULUTH, MN 55803-2502
Document Number	00A1308163
Instrument Date	Apr 20, 2017
Instrument	A1308163
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 BRUCE ST DULUTH MN 558032502, DULUTH, MN 55803-2502

Mortgage

Document Number	A1308164
Date	Apr 28, 2017
Instrument	A1308164

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,428.00 (+8.42%) Homeowner's exemption
2025	$4,084.00 (+7.02%) Homeowner's exemption	$379,100 (+20.85%) Land $69,200 Building $309,900	$379,100 (+20.85%) Land $69,200 Building $309,900
2024	$3,816.00	$313,700 (+29.2%) Land $54,700 Building $259,000	$313,700 (+29.2%) Land $54,700 Building $259,000
2022		$242,800 Land $37,500 Building $205,300	$242,800 Land $37,500 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC, Fidium Fiber.

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