28 Beverly St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 28 Beverly St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,796 sqft · built 1894
Lot Size	0.098 acres (4,251 sqft)
Owner	2 Individual Names on File
Last Sale	$937,000 (Jan 2022)
Tax Bill	$12,058 (2026)
Deeds & Mortgages	Sep 2021 Construction Loan Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:D10 P:0000056`

Property Details

APN / Parcel Number

Primary APN	`MELR M:D10 P:0000056`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,796 sqft Living Area
Gross Area	3,524 sqft
Basement Area	846 sqft
Unfinished Basement	846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,251 sqft (0.098 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 BEVERLY ST
City	MELROSE
State	MA
Zip	02176-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4015
Census Tract	336202

Owner

28 Beverly St is owned and occupied by two individuals who bought it in January 2022.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 BEVERLY ST, MELROSE, MA 02176-2808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Construction Mortgage NORTHMARK BANK
Jan 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Mar 11, 2021	Quit Claim Deed, Construction Loan · Construction Mortgage NORTHMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Book / Page	79565 / 390
Prior Transfer Date	Mar 10, 2021
Prior Transfer Doc	77194-283
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	28 BEVERLY ST, MELROSE, MA 02176-2808
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078689-255
Date	Sep 14, 2021
Book Page	78689/255
Instrument	203897

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jan 20, 2022
Property Address	28 BEVERLY ST, MELROSE, MA 02176-2808
Document Number	079565-390
Book / Page	79565 / 390
Instrument Date	Jan 20, 2022
Instrument	11138
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 BEVERLY ST, MELROSE, MA 02176-2808

Mortgage

Document Number	0000011139
Date	Jan 20, 2022
Instrument	11139

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 11, 2021
Property Address	28 BEVERLY ST, MELROSE, MA 02176-2808
Document Number	77194-283
Book / Page	77194 / 283
Instrument Date	Mar 10, 2021
Instrument	54069
Transaction Type	Construction Loan
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 TEMPLE ST, SOMERVILLE, MA 02145-1916

Mortgage

Document Number	54070
Date	Mar 11, 2021
Instrument	54070

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 Beverly St was $12,058, up 12,079.8% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,058.00 (+12,079.8%)	$1,051,300 (+4.27%) Land $468,600 Building $582,700	$1,137,517 (+3.79%)
2025	$99.00 (-98.97%)	$1,008,200 (+3.88%) Land $441,800 Building $566,400	$1,096,015
2024	$9,637.00 (+0.88%)	$970,500 (+5.86%) Land $415,000 Building $555,500
2023	$9,553.00	$916,800 Land $401,600 Building $515,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Beverly St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Beverly St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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