Middlesex County and Melrose City property record for 12 Beverly St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,002 sqft · built 1880 |
| Lot Size | 0.106 acres (4,639 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,185,000 (Mar 2022) |
| Tax Bill | $13,892 (2026) |
| Deeds & Mortgages | Sep 2021 Construction Loan Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0D9 P:0000054 |
| Primary APN | MELR M:0D9 P:0000054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,002 sqft Living Area |
| Gross Area | 3,616 sqft |
| Basement Area | 1,908 sqft |
| Finished Basement | 954 sqft |
| Unfinished Basement | 954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,639 sqft (0.106 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 BEVERLY ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 336202 |
12 Beverly St is owned and occupied by two individuals who bought it in March 2022.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 BEVERLY ST, MELROSE, MA 02176-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage NORTHMARK BANK |
| Mar 31, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK |
| Feb 2, 2022 | Redemption Deed, Transfer |
| Mar 22, 2021 | Quit Claim Deed, Construction Loan · Construction Mortgage NORTHMARK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Mar 22, 2021 · Amount on File |
| Deed Book / Page | 79910 / 45 |
| Prior Transfer Date | Jan 25, 2022 |
| Prior Transfer Doc | 0079635-66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 12 BEVERLY ST, MELROSE, MA 02176-2808 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 078753-482 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 78753/482 |
| Instrument | 210246 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Mar 31, 2022 |
| Property Address | 12 BEVERLY ST, MELROSE, MA 02176-2808 |
| Document Number | 0079910-45 |
| Book / Page | 79910 / 45 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 48591 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 BEVERLY ST, MELROSE, MA 02176-2808 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048592 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 48592 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Feb 2, 2022 |
| Property Address | 12 BEVERLY ST, MELROSE, MA 02176-2808 |
| Document Number | 0079635-66 |
| Book / Page | 79635 / 66 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 18507 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Mar 22, 2021 |
| Property Address | 12 BEVERLY ST, MELROSE, MA 02176-2808 |
| Document Number | 77285-84 |
| Book / Page | 77285 / 84 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 62678 |
| Transaction Type | Construction Loan |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 TEMPLE ST # 1, 1, SOMERVILLE, MA 02145-1916 |
| Document Number | 62679 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 62679 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 12 Beverly St was $13,892, up 11,98% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,892.00 (+11,98%) | $1,211,200 (+4.11%) Land $470,600 Building $740,600 | $1,386,402 (+7.17%) |
| 2025 | $115.00 (-98.97%) | $1,163,400 (+3.64%) Land $443,700 Building $719,700 | $1,293,615 |
| 2024 | $11,146.00 (+14.28%) | $1,122,500 (+19.93%) Land $416,800 Building $705,700 | |
| 2023 | $9,753.00 | $936,000 Land $403,400 Building $532,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Beverly St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 12 Beverly St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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