28 Berbay Cir, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 28 Berbay Cir, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1921
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Company Names on Record
Last Sale	$1,729,500 (Oct 2023)
Tax Bill	$2,563 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01310 P:0006`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01310 P:0006`
Alternative APN	`13100006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	13100006
Street Address	28 BERBAY CIR
City	SPRINGFIELD
State	MA
Zip	01109-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3006
Census Tract	801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	346 RACE ST, HOLYOKE, MA 01040-5613
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage NEW VALLEY BANK & TRUST
Oct 26, 2023	Fiduciary Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Apr 1, 2009 · Amount on Record
Deed Document Number	202351043
Deed Book / Page	25205 / 219
Transfer Doc	16487-112
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	28 BERBAY CIR, SPRINGFIELD, MA 01109-1626
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025280-258
Date	Jan 3, 2024
Book Page	25280/258
Instrument	333

Lender

Name	NEW VALLEY BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 26, 2023
Property Address	28 BERBAY CIR, SPRINGFIELD, MA 01109-1626
Document Number	025205-219
Book / Page	25205 / 219
Instrument Date	Oct 26, 2023
Instrument	51043
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	346 RACE ST, HOLYOKE, MA 01040-5613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051045
Date	Oct 26, 2023
Instrument	51045

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,563.00 (+18.71%)	$165,800 (+20.41%) Land $43,000 Building $122,800	$224,723 (+8.56%)
2025	$2,159.00 (-21.41%)	$137,700 (-14.53%) Land $39,000 Building $98,700	$207,005 (+21.26%)
2024			$170,715
2023	$2,747.00	$161,100 Land $29,500 Building $131,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Aervivo.

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