28 Bancroft St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 28 Bancroft St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 1984
Lot Size	0.919 acres (40,010 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2004)
Tax Bill	$8,586 (2026)
Deeds & Mortgages	Mar 2024 Transfer Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0037 B:0039 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0037 B:0039 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,625 sqft
1st Floor Area	840 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,010 sqft (0.919 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 BANCROFT ST
City	PEPPERELL
State	MA
Zip	01463-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	39
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

28 Bancroft St is owned and occupied by two individuals who acquired it in March 2024.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 BANCROFT ST, PEPPERELL, MA 01463-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Aug 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2004 · Amount on File
Deed Sale	Jun 7, 2004 · Amount on File
Deed Document Number	2004144159
Deed Book / Page	42989 / 462
Last Transfer Date	Mar 9, 2024
Transfer Doc	082554-372
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Mar 11, 2024
Property Address	28 BANCROFT ST, PEPPERELL, MA 01463-1225
Document Number	082554-372
Book / Page	82554 / 372
Instrument Date	Mar 9, 2024
Instrument	23649
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BANCROFT ST, PEPPERELL, MA 01463-1225

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	28 BANCROFT ST, PEPPERELL, MA 01463-1225
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079514-125
Date	Jan 11, 2022
Book Page	79514/125
Instrument	5475

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	28 BANCROFT ST, PEPPERELL, MA 01463-1225
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78429-264
Date	Aug 9, 2021
Book Page	78429/264
Instrument	178089

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Aug 10, 2021
Property Address	28 BANCROFT ST, PEPPERELL, MA 01463-1225
Document Number	78442-305
Book / Page	78442 / 305
Instrument Date	Jun 7, 2021
Instrument	179365
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BANCROFT ST, WORCESTER, MA 01610-2447

Tax Assessment & Valuation

The 2026 property tax bill for 28 Bancroft St was $8,586, up 1.4% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,586.00 (+1.42%)	$623,100 (+7.67%) Land $166,600 Building $456,500	$610,850 (-)
2025	$8,466.00 (+22.75%)	$578,700 (+20.41%) Land $156,400 Building $422,300	$610,850 (-7.71%)
2024	$6,897.00 (+19.47%)	$480,600 (+26.04%) Land $142,800 Building $337,800	$661,865
2023	$5,773.00	$381,300 Land $129,200 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Bancroft St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Bancroft St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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