23 Bancroft St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 23 Bancroft St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,037 sqft · built 1974
Lot Size	1.02 acres (44,828 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jun 2026)
Tax Bill	$6,561 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0037 B:0002 L:0000A`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0037 B:0002 L:0000A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
Gross Area	2,360 sqft
Basement Area	1,050 sqft
Unfinished Basement	105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,828 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 BANCROFT ST
City	PEPPERELL
State	MA
Zip	01463-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	2
Legal Lot Number	A
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1019
Census Tract	327103

Owner

23 Bancroft St is owned and occupied by two individuals who bought it in June 2026.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 BANCROFT ST, PEPPERELL, MA 01463-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Feb 7, 2023	Deed, Transfer
Apr 4, 2018	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Deed Document Number	202668933
Deed Book / Page	85717 / 539
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 10, 2026
Property Address	23 BANCROFT ST, PEPPERELL, MA 01463-1226
Document Number	085717-539
Book / Page	85717 / 539
Instrument Date	May 30, 2026
Instrument	202668933
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 BANCROFT ST, PEPPERELL, MA 01463-1226

Mortgage

Date	Jun 10, 2026

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PEPPERELL MA
Recording Date	Feb 7, 2023
Property Address	23 BANCROFT ST, PEPPERELL, MA 01463-1226
Document Number	081229-262
Book / Page	81229 / 262
Instrument Date	Feb 3, 2023
Instrument	13258
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 COMD OLIVER HAZARD PERRY HWY, WAKEFIELD, RI 02879-3932

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Apr 4, 2018
Property Address	23 BANCROFT ST, PEPPERELL, MA 01463-1226
Document Number	70824-568
Book / Page	070824 / 000568
Instrument Date	Mar 28, 2018
Instrument	45217
Transaction Type	Transfer
Record Updated	Apr 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BANCROFT ST PEPPERELL MA 014631226, PEPPERELL, MA 01463-1226

Mortgage

Document Number	70824-572
Date	Apr 4, 2018
Book Page	070824/000572
Instrument	45218

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 23 Bancroft St was $6,561.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,561.00 (-0.03%)	$476,100 (+6.13%) Land $170,100 Building $306,000	$498,281 (-10.31%)
2025	$6,563.00 (+9.84%)	$448,600 (+7.73%) Land $159,700 Building $288,900	$555,560 (-7.82%)
2024	$5,975.00 (+6.75%)	$416,400 (+12.63%) Land $145,800 Building $270,600	$602,680
2023	$5,597.00	$369,700 Land $132,000 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Bancroft St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Bancroft St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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