28 Baldwin Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 28 Baldwin Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,816 sqft · built 2002
Lot Size	0.311 acres (13,547 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Jan 2026)
Tax Bill	$10,401 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0A5 P:000012A`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0A5 P:000012A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	5,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,547 sqft (0.311 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 BALDWIN AVE
City	MELROSE
State	MA
Zip	02176-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Subdivision	PLAN 7368C
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1000
Census Tract	336403

Owner

28 Baldwin Ave is owner-occupied and held in a trust since January 2026.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 BALDWIN AVE, MELROSE, MA 02176-4400
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 7, 2021	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0001992530
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jan 12, 2026
Property Address	28 BALDWIN AVE, MELROSE, MA 02176-4400
Document Number	0001992530
Instrument Date	Jan 9, 2026
Instrument	1992530
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BALDWIN AVE, MELROSE, MA 02176-4400

Mortgage

Document Number	0001992532
Date	Jan 12, 2026
Instrument	1992532

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Oct 7, 2021
Property Address	28 BALDWIN AVE, MELROSE, MA 02176-4400
Document Number	1895946
Instrument Date	Sep 13, 2021
Instrument	1895946
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 28 Baldwin Ave was $10,401, up 11,719.3% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,401.00 (+11,719.32%)	$906,800 (+1.28%) Land $458,200 Building $448,600	$1,174,472 (+4.28%)
2025	$88.00 (-98.98%)	$895,300 (+3.41%) Land $458,200 Building $437,100	$1,126,225
2024	$8,597.00 (+3.37%)	$865,800 (+8.47%) Land $428,700 Building $437,100
2023	$8,317.00	$798,200 Land $399,100 Building $399,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Baldwin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Baldwin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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