16 Baldwin Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 16 Baldwin Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,335 sqft · built 1989
Lot Size	0.754 acres (32,840 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 1996)
Tax Bill	$9,706 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0A5 P:000012=`

Property Details

APN / Parcel Number

Primary APN	`M:0A5 P:000012=`
Alternative APN	`MELR M:0A5 P:000012`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,335 sqft Living Area
Gross Area	3,900 sqft
Basement Area	1,344 sqft
Unfinished Basement	403 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,840 sqft (0.754 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	16 BALDWIN AVE
City	MELROSE
State	MA
Zip	02176-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1000
Census Tract	336403

Owner

16 Baldwin Ave is owned and occupied by two individuals who bought it in May 1996.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 BALDWIN AVE, MELROSE, MA 02176-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1996 · Amount on File
Deed Sale	May 20, 1996 · Amount on File
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	16 BALDWIN AVE, MELROSE, MA 02176-4400
Document Number	0001844964
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 BALDWIN AVE MELROSE MA 021764400, MELROSE, MA 02176-4400

Mortgage

Document Number	0001844964
Date	Jun 22, 2020
Instrument	1844964

Lender

Name	NORTH SHORE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 21, 2040

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	16 BALDWIN AVE, MELROSE, MA 02176-4400
Document Number	0000070128
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000070128
Date	Sep 11, 2017
Instrument	70128

Lender

Name	NORTH SHORE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16 Baldwin Ave was $9,706, up 12,032.5% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,706.00 (+12,032.5%)	$846,200 (+4.13%) Land $474,000 Building $372,200	$1,053,966 (+13.67%)
2025	$80.00 (-98.96%)	$812,600 (+5.34%) Land $474,000 Building $338,600	$927,200
2024	$7,660.00 (+1.9%)	$771,400 (+6.93%) Land $444,000 Building $327,400
2023	$7,517.00	$721,400 Land $413,200 Building $308,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Baldwin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Baldwin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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