28 Ayersville Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 28 Ayersville Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,208 sqft · built 1920
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2024)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009C 054`

Property Details

APN / Parcel Number

Primary APN	`009C 054`
Alternative APN	`554750`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,208 sqft Heated Area
Attic Area	402 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Log
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Canopy	360 sqft
Pole Barn	528 sqft

Location & Zoning

Account Number	554750
Old Parcel Number	009C 054
Street Address	28 AYERSVILLE RD
City	TOCCOA
State	GA
Zip	30577-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 1 AYERSVILLE RD & HWY 123
Legal Tract	1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1049
Census Tract	970101

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 AYERSVILLE RD, TOCCOA, GA 30577-8542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	0000135460
Deed Book / Page	1354 / 60
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 8, 2024
Property Address	28 AYERSVILLE RD, TOCCOA, GA 30577-8542
Document Number	0013540060
Book / Page	1354 / 60
Instrument Date	Jan 8, 2024
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 AYERSVILLE RD, TOCCOA, GA 30577-8542

Mortgage

Document Number	D2024000044
Date	Jan 8, 2024
Instrument	D2024000044

Lender

Name	FIRST HERITAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+928.98%)	$106,110 (+138.85%) Land $5,280 Building $100,830	$265,274 (+138.85%) Land $13,200 Building $252,074
2023	$283.00 (-65.78%) Homeowner's exemption	$44,425 (+59.92%) Land $5,280 Building $39,145	$111,062 (+59.92%) Land $13,200 Building $97,862
2022	$827.00 Homeowner's exemption	$27,780 Land $5,280 Building $22,500	$69,450 Land $13,200 Building $56,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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