704 Ayersville Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 704 Ayersville Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,752 sqft · built 1890
Lot Size	9.76 acres (425,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2019)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009C 047`

Property Details

APN / Parcel Number

Primary APN	`009C 047`
Alternative APN	`553900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,752 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	425,146 sqft (9.76 acres)
Terrain	Gentle Slope
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	342 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	553900
Street Address	704 AYERSVILLE RD
City	TOCCOA
State	GA
Zip	30577-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AYERSVILLE RD
Legal Subdivision	0100 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1049
Census Tract	970101

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 AYERSVILLE RD, TOCCOA, GA 30577-8546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION
Dec 2, 2019	Grant Deed, Transfer · Conventional with PMI AMERIS BK
Dec 17, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Sep 5, 2006 · Amount on Record
Deed Document Number	20191397
Deed Book / Page	1195 / 487
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	704 AYERSVILLE RD, TOCCOA, GA 30577-8546
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 AYERSVILLE RD, TOCCOA, GA 30577-8546

Mortgage

Document Number	0013720000000294
Date	Jul 2, 2024
Book Page	0000001372/0000000294
Instrument	D2024001137

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 2, 2019
Property Address	704 AYERSVILLE RD, TOCCOA, GA 30577-8546
Document Number	0011950487
Book / Page	001195 / 000487
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 AYERSVILLE RD TOCCOA GA 305778546, TOCCOA, GA 30577-8546

Mortgage

Document Number	11950488
Date	Dec 2, 2019
Book Page	001195/000488

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	704 AYERSVILLE RD, TOCCOA, GA 30577-8546
Document Number	0011100465
Book / Page	001110 / 000465
Instrument Date	Dec 17, 2016
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 AYERSVILLE RD TOCCOA GA 305778546, TOCCOA, GA 30577-8546

Mortgage

Document Number	0011100465
Date	Jan 4, 2017
Book Page	001110/000465

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+25.6%) Homeowner's exemption	$233,078 (+64.73%) Land $15,429 Building $217,649	$582,695 (+64.73%) Land $38,572 Building $544,123
2023	$4,152.00 (+4.82%) Homeowner's exemption	$141,490 (+6.32%) Land $15,429 Building $126,061	$353,725 (+6.32%) Land $38,572 Building $315,153
2022	$3,961.00 Homeowner's exemption	$133,079 Land $15,429 Building $117,650	$332,698 Land $38,572 Building $294,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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