28 Ashford Lakes Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 28 Ashford Lakes Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage3,015 sqft Heated Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$385,296 (2019)
Tax Bill$428.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-14-31-0250-00000-0480

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Building Area3,015 sqft Heated Area
Gross Area4,126 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.289 acres)
Driveway1 Driveway
Driveway Area891 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address28 ASHFORD LAKES DR
CityORMOND BEACH
StateFL
Zip32174-1492
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHFORD LAKES ESTATES LOT 48 MB 37 PG 42 OR 1977/1827 OR 2257/1433 OR 2294/1646 OR 2382/420
Legal Range31E
Legal Township14S
Legal Section22
Legal SubdivisionASHFORD LAKES ESTATES
Legal Lot Number48
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup4
Census Block4142
Census Tract60207

Owner

Source: Flagler County records · APN 22-14-31-0250-00000-0480

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 09, 2019Grant Deed, Transfer · Veterans Administration Mortgage
KBHS HM LNS LLC
Feb 05, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2019 · Amount on Record
Deed SaleSep 09, 2019 · Amount on Record
Prior SaleNov 26, 2013 · Amount on Record
Deed Doc Number2019033173
Deed Book / Page2382 / 0420
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address28 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025300181
DateFeb 23, 2021
Book Page2530/181
Instrument2021009305
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateSep 09, 2019
Property Address28 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492
Document Number0023820420
Book / Page002382 / 000420
Instrument DateAug 30, 2019
Instrument33173
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,697.07
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address28 ASHFORD LAKES DR ORMOND BEACH FL 321741492, ORMOND BEACH, FL 32174-1492

Mortgage

Document Number23820422
DateSep 09, 2019
Book Page002382/000422
Instrument33174
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2049

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateFeb 05, 2018
Property Address28 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492
Document Number0022571433
Book / Page002257 / 001433
Instrument DateJan 30, 2018
Instrument4454
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,310.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$450,127 (+5.99%)$539,475 (+6.08%) Land $112,000 Building $427,475
2024$428.00
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$424,700$508,574 Land $81,000 Building $427,574

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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