28 Ash St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 28 Ash St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,728 sqft · built 1969
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,255,000 (Aug 2022)
Tax Bill	$22,207 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02001-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`02-02001-0000-00005`
Alternative APN	`0200095000000082`

Interior

Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,728 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	101,495 sqft
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200095000000082
Street Address	28 ASH ST
City	BASKING RIDGE
State	NJ
Zip	07920-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2001
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 ASH ST, BASKING RIDGE, NJ 07920-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Feb 11, 1999 · Amount on Record
Deed Document Number	202237401
Deed Book / Page	7467 / 421
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 31, 2022
Property Address	28 ASH ST, BASKING RIDGE, NJ 07920-1802
Document Number	0000037401
Book / Page	7467 / 421
Instrument Date	Aug 12, 2022
Instrument	2022037401
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,660.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 STIRLING RD, 221, WARREN, NJ 07059-5238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ASH ST, BASKING RIDGE, NJ 07920-1802

Mortgage

Document Number	0000037402
Date	Aug 31, 2022
Instrument	2022037402

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	28 ASH ST, BASKING RIDGE, NJ 07920-1802
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003803
Date	Jan 26, 2022
Book Page	7419/3745
Instrument	2022003803

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,393,600 (+5.93%) Land $469,900 Building $923,700	$1,393,600 (+5.93%) Land $469,900 Building $923,700
2025	$22,207.00 (+0.16%)	$1,315,600 (+14.25%) Land $449,900 Building $865,700	$1,315,600 (+14.25%) Land $449,900 Building $865,700
2024	$22,171.00 (+45.18%)
2023		$1,151,500 Land $409,900 Building $741,600	$1,151,500 Land $409,900 Building $741,600
2022	$15,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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