24 Ash St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 24 Ash St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$621,762 (Sep 2026)
Tax Bill	$10,142 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-02001-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`02-02001-0000-00022`
Alternative APN	`0200095000000081`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200095000000081
Street Address	24 ASH ST
City	BASKING RIDGE
State	NJ
Zip	07920-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	2001
Legal Lot Number	22
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 WASHINGTON VALLEY RD, BASKING RIDGE, NJ 07920-3585
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer · FHA Mortgage FULTON BANK
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN FIRST FINANCIAL LTD
Apr 8, 2019	Deed of Trust, Mortgage PNC BANK NA
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Dec 6, 2024 · Amount on Record
Deed Document Number	202625639
Deed Book / Page	7701 / 3837
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 8, 2026
Property Address	24 ASH ST, BASKING RIDGE, NJ 07920-1802
Document Number	0000025639
Book / Page	7701 / 3837
Instrument Date	Aug 20, 2026
Instrument	202625639
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,797.76
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WASHINGTON VALLEY RD, BASKING RIDGE, NJ 07920-3585
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025640,
Date	Sep 8, 2026
Instrument	202625640

Lender

Name	FULTON BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	24 ASH ST, BASKING RIDGE, NJ 07920-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002942
Date	Jan 19, 2017
Book Page	6936/1505
Instrument	2017002942

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	24 ASH ST, BASKING RIDGE, NJ 07920-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016131
Date	May 3, 2018
Book Page	7040/2281
Instrument	2018016131

Lender

Name	FRANKLIN FIRST FINANCIAL LTD
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	24 ASH ST, BASKING RIDGE, NJ 07920-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011412
Date	Apr 8, 2019
Book Page	7109/3090
Instrument	2019011412

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	24 ASH ST, BASKING RIDGE, NJ 07920-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEW JERSEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020182
Date	May 15, 2020
Book Page	7211/2387
Instrument	2020020182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	24 ASH ST, BASKING RIDGE, NJ 07920-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028445
Date	Jul 6, 2020
Book Page	7225/456
Instrument	2020028445

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,400 (+5.26%) Land $393,100 Building $239,300	$632,400 (+5.26%) Land $393,100 Building $239,300
2025	$10,142.00 (+7.61%)	$600,800 (+17.55%) Land $374,100 Building $226,700	$600,800 (+17.55%) Land $374,100 Building $226,700
2024	$9,425.00 (-1.7%)
2023		$511,100 Land $336,100 Building $175,000	$511,100 Land $336,100 Building $175,000
2022	$9,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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