28 Arlington St, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Arlington St, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,895 sqft · built 1962
Lot Size	0.328 acres (14,276 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Feb 2022)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	Sep 2023 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:87 B:102`

Property Details

APN / Parcel Number

Primary APN	`WEST M:87 B:102`
Alternative APNs	`M:087 B:102 L` `16231140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,895 sqft Living Area
Gross Area	5,508 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,276 sqft (0.328 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16231140
Street Address	28 ARLINGTON ST
City	WESTERLY
State	RI
Zip	02891-3104
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	102
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1015
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 ARLINGTON ST, WESTERLY, RI 02891-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Jul 19, 1993 · Amount on Record
Deed Book / Page	2022 / 3453
Last Transfer Date	Sep 11, 2023
Transfer Doc	2023-12170
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 14, 2023
Property Address	28 ARLINGTON ST, WESTERLY, RI 02891-3104
Document Number	2023-12170
Book / Page	2023 / 12170
Instrument Date	Sep 11, 2023
Instrument	2023-3022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 18, 2022
Property Address	28 ARLINGTON ST, WESTERLY, RI 02891-3104
Document Number	02022-3453
Book / Page	2022 / 3453
Instrument Date	Feb 18, 2022
Instrument	2022-823
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 ARLINGTON ST, WESTERLY, RI 02891-3104

Mortgage

Document Number	0002022824
Date	Feb 18, 2022
Instrument	2022-824

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,167.00 (-1.05%)	$664,200 (+29.22%) Land $154,100 Building $510,100	$597,557
2023	$5,222.00 (+0.6%)	$514,000 (-) Land $110,700 Building $403,300
2022	$5,191.00	$514,000 Land $110,700 Building $403,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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