12 Arlington St, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Arlington St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,374 sqft · built 1941
Lot Size	0.328 acres (14,276 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2023)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:296`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:296`
Alternative APNs	`M:077 B:296 L` `16054496`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
Gross Area	2,774 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,276 sqft (0.328 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16054496
Street Address	12 ARLINGTON ST
City	WESTERLY
State	RI
Zip	02891-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	296
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1015
Census Tract	50802

Owner

12 Arlington St is owned and occupied by an individual who acquired it in November 2023.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 ARLINGTON ST, WESTERLY, RI 02891-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2023	Warranty Deed, Transfer
Jul 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Document Number	20233511
Deed Book / Page	2023 / 14054
Last Transfer Date	Nov 2, 2023
Transfer Doc	2023-14966
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 2, 2023
Property Address	12 ARLINGTON ST, WESTERLY, RI 02891-3104
Document Number	2023-14966
Book / Page	2023 / 14966
Instrument Date	Nov 2, 2023
Instrument	2023-3729
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ARLINGTON ST, WESTERLY, RI 02891-3104

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 16, 2023
Property Address	12 ARLINGTON ST, WESTERLY, RI 02891-3104
Document Number	2023-14054
Book / Page	2023 / 14054
Instrument Date	Oct 13, 2023
Instrument	2023-3511
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 17, 2023
Property Address	12 ARLINGTON ST, WESTERLY, RI 02891-3104
Document Number	02023-9265
Book / Page	2023 / 9265
Instrument Date	Jul 17, 2023
Instrument	2023-2326
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020232327
Date	Jul 17, 2023
Instrument	2023-2327

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.93%
Type Change Date	Aug 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 12 Arlington St was $2,837.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00	$364,700 Land $154,100 Building $210,600	$491,554
2023	$2,649.00 (+0.61%)	$260,700 (-) Land $110,700 Building $150,000
2022	$2,633.00	$260,700 Land $110,700 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Arlington St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Arlington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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