28 Ann St, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Ann St, Westerly, RI 02891

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,040 sqft · built 1988
Lot Size0.322 acres (14,033 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Jul 2015)
Tax Bill$3,044 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNWEST M:36 B:121

Property Details

APN / Parcel Number

Primary APNWEST M:36 B:121
Alternative APNs
  • M:036 B:121 L
  • 9009554

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area2,280 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,033 sqft (0.322 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number9009554
Street Address28 ANN ST
CityWESTERLY
StateRI
Zip02891-1639
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block121
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1023
Census Tract50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North End Historic District
listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14040 PANAY WAY, MARINA DEL REY, CA 90292-6697
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2015 · Amount on Record
Deed SaleJul 9, 2015 · Amount on Record
Prior SaleFeb 10, 2012 · Amount on Record
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address28 ANN ST, WESTERLY, RI 02891-1639
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002026-462
DateJan 9, 2026
Book Page2026/462
Instrument2026-98
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,044.00 (+6.81%)$391,300 (+39.5%) Land $154,700 Building $236,600
2023$2,850.00 (+0.6%)$280,500 (-) Land $110,500 Building $170,000
2022$2,833.00$280,500 Land $110,500 Building $170,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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