Westerly Town property record for 21 Ann St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,146 sqft · built 1998 |
| Lot Size | 0.279 acres (12,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Sep 2000) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:36 B:128 |
| Primary APN | WEST M:36 B:128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 2,282 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,150 sqft (0.279 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 24117000 |
|---|---|
| Street Address | 21 ANN ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 128 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 50801 |
21 Ann St is owned and occupied by an individual who bought it in September 2000.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 ANN ST, WESTERLY, RI 02891-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2000 · Amount on File |
| Deed Sale | Sep 1, 2000 · Amount on File |
| Prior Sale | Sep 9, 1998 · Amount on File |
| Deed Book / Page | 845 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 ANN ST, WESTERLY, RI 02891-1621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021-18143 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 2021/18143 |
| Instrument | 2021-4082 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 21 Ann St was $2,569.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,569.00 | $330,200 Land $143,700 Building $186,500 | $432,551 |
| 2023 | $2,796.00 (+0.58%) | $275,200 (-) Land $102,600 Building $172,600 | |
| 2022 | $2,780.00 | $275,200 Land $102,600 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Ann St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Ann St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Breezeline, Frontier, Xfinity.
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