28 Acadia Ct, Lake Forest, CA 92630 Property Records

Orange County property record for 28 Acadia Ct, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,162 sqft · built 2018
Lot Size	0.088 acres (3,849 sqft)
Owner	Individual Name on File
Last Sale	$1,380,000 (Sep 2021)
Tax Bill	$15,359 (2025)
Deeds & Mortgages	Sep 2021 Sale May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`612-241-35`

Property Details

APN / Parcel Number

Primary APN	`612-241-35`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,162 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	3,849 sqft (0.088 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 ACADIA CT
City	LAKE FOREST
State	CA
Zip	92630-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17707 BLK LOT 45
Legal Tract	17707
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

28 Acadia Ct is owned and occupied by an individual who bought it in September 2021.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
May 23, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
May 23, 2018	Deed, Transfer WESTMINSTER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	May 23, 2018
Deed Document Number	2021000599623
Record Updated	Jun 8, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 28, 2021
Property Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738
Document Number	0000599623
Map Reference	MB 961 PG 1-6
Instrument Date	Sep 24, 2021
Instrument	2021000599623
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2018
Property Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738
Document Number	0000188029
Map Reference	MB961 PG1-6
Instrument Date	May 3, 2018
Instrument	2018000188029
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738

Mortgage

Document Number	0000188031
Date	May 23, 2018
Instrument	2018000188031

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	11.2%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2018
Property Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738
Document Number	0000188030
Map Reference	MB961 PG1-6
Instrument Date	Oct 30, 2017
Instrument	2018000188030
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ACADIA CT, LAKE FOREST, CA 92630-8738

Tax Assessment & Valuation

The 2025 property tax bill for 28 Acadia Ct was $15,359 with a homeowner's exemption.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,359.00 Homeowner's exemption	$1,464,467 Land $760,148 Building $704,319
2023	$14,724.00 (+1.83%) Homeowner's exemption	$1,407,600 Land $730,630 Building $676,970
2022	$14,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Acadia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Acadia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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