28 5th St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 28 5th St, Schenectady, NY 12302 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 1928
Lot Size	0.208 acres (9,100 sqft)
Owner	Company Name on File
Last Sale	$239,401 (Mar 2026)
Tax Bill	$9,095 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422201 30.77-1-16`

Property Details

APN / Parcel Number

Primary APN	`422201 30.77-1-16`
Alternative APNs	`220103007700010160000000` `A03101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	91 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A03101
Street Address	28 5TH ST
City	SCHENECTADY
State	NY
Zip	12302-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C. P. SANDERS = 10 L55-56 H3LG
Legal Subdivision	C P SANDERS ESTATES
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2022
Census Tract	32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 30.77-1-16

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	334 MCCLELLAN ST, SCHENECTADY, NY 12304-1132
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2026	Referee's Deed, Foreclosure
Mar 06, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 04, 2019	Warranty Deed, Transfer · FHA Mortgage QUIK FUND
Aug 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2026 · Amount on Record
Deed Sale	Mar 05, 2026 · Amount on Record
Prior Sale	Oct 04, 2019 · Amount on Record
Deed Document Number	20264448
Deed Book / Page	2167 / 455
Record Updated	Sep 20, 2026

March 2026: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 05, 2026
Property Address	28 5TH ST, SCHENECTADY, NY 12302-2307
Document Number	0000004448
Map Reference	MB 196 PG 161
Instrument Date	Feb 13, 2026
Instrument	202604448
Transaction Type	Foreclosure
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Tax	$958.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 MCCLELLAN ST, SCHENECTADY, NY 12304-1132

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	28 5TH ST, SCHENECTADY, NY 12302-2307
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 5TH ST, SCHENECTADY, NY 12302-2307

Mortgage

Document Number	0000012681
Date	Mar 06, 2023
Book Page	5292/409
Instrument	202312681

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Feb 01, 2063

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	28 5TH ST, SCHENECTADY, NY 12302-2307
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042071
Date	Sep 21, 2018
Book Page	4866/302
Instrument	201842071

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 04, 2019
Property Address	28 5TH ST, SCHENECTADY, NY 12302-2307
Document Number	0000044671
Book / Page	002021 / 000273
Instrument Date	Sep 30, 2019
Instrument	44671
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WASHINGTON AVE #2 SCHENECTADY NY 123051737, 2, SCHENECTADY, NY 12305-1737

Mortgage

Document Number	44672
Date	Oct 04, 2019
Book Page	004943/000505
Instrument	44672

Lender

Name	QUIK FUND
Type	Funding / Finance Company
Address	GARDEN CITY, NY 11530

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	28 5TH ST, SCHENECTADY, NY 12302-2307
Document Number	0000036094
Book / Page	004780 / 000192
Instrument Date	Aug 02, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	OPTIMA LENDERS SERVICES, OPTIMA LENDERS SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 5TH ST SCOTIA NY 123022307, SCOTIA, NY 12302-2307

Mortgage

Document Number	0000036094
Date	Aug 10, 2017
Book Page	004780/000192
Instrument	36094

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 09, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.44%

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,095.00	$178,400 (-) Land $16,400 Building $162,000	$324,364 (+23.64%) Land $29,818 Building $294,546
2023		$178,400 Land $16,400 Building $162,000	$262,353 Land $24,118 Building $238,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930322002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (2005–2014)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Mar 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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