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108 5th St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 108 5th St, Schenectady, NY 12302

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,350 sqft · built 1890
Lot Size0.089 acres (3,900 sqft)
Owner2 Individual Names on Record
Last Sale$103,000 (Jan 2007)
Tax Bill$5,793 (2026)
Deeds & MortgagesApr 2026 Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN422201 29.84-1-49

Property Details

APN / Parcel Number

Primary APN422201 29.84-1-49
Alternative APNs
  • 220102908400010490000000
  • A03120

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,350 sqft Living Area
1st Floor Area726 sqft
2nd Floor Area624 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,900 sqft (0.089 acres)
Lot Dimensions100 ft deep x 39 ft wide
Garage TypeDetached
Garage Area266 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA03120
Street Address108 5TH ST
CitySCHENECTADY
StateNY
Zip12302-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCOTIA HIGHLANDS PL394,39 HLG
Legal Block1
Legal Lot Number49.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1015
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 5TH ST, SCHENECTADY, NY 12302-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Feb 11, 2017Loan Modification, Mortgage · FHA Mortgage
SELENE FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2007 · Amount on Record
Deed SaleJan 16, 2007 · Amount on Record
Prior SaleJan 4, 2002 · Amount on Record
Deed Book / Page1752 / 122
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateApr 21, 2026
Property Address108 5TH ST, SCHENECTADY, NY 12302-1902
Document Number0000009107
Instrument DateFeb 6, 2026
Instrument20269107
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 5TH ST, SCHENECTADY, NY 12302-1902

Mortgage

Document Number0000009107,
DateApr 21, 2026
Instrument20269107
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term309 Months
DueJan 1, 2052
Interest
Rate6.16%
Max Rate-1%

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address108 5TH ST, SCOTIA, NY 12302-1902
Document Number0000009256
Book / Page004745 / 000301
Instrument DateFeb 11, 2017
Transaction TypeMortgage
Record UpdatedMar 7, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 5TH ST SCOTIA NY 123021902, SCOTIA, NY 12302-1902

Mortgage

Document Number0000009256
DateMar 1, 2017
Book Page004745/000301
Instrument9256
Lender
NameSELENE FIN
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,793.00 (+2.55%) Homeowner's exemption
2025$5,649.00$110,800 (-) Land $14,300 Building $96,500$201,455 (+23.64%) Land $26,000 Building $175,455
2023$110,800 Land $14,300 Building $96,500$162,941 Land $21,029 Building $141,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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