Somerset County and Somerville Borough property record for 28 3rd St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,544 sqft · built 1900 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,615 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00056-0000-00019 |
| Primary APN | 18-00056-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,544 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28 3RD ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | BOROUGH/SOMERVILLE |
| Legal Block | 56 |
| Legal Lot Number | 19 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50400 |
Source: Somerset County and Somerville Borough records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 3RD ST, SOMERVILLE, NJ 08876-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 10, 2026 | Quit Claim Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Feb 20, 2024 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 |
| Deed Sale | Jul 10, 2026 |
| Prior Sale | Feb 20, 2024 · Amount on Record |
| Deed Document Number | 202619432 |
| Deed Book / Page | 7691 / 803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 10, 2026 |
| Property Address | 28 3RD ST, SOMERVILLE, NJ 08876-3214 |
| Document Number | 0000019432 |
| Book / Page | 7691 / 803 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202619432 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 3RD ST, SOMERVILLE, NJ 08876-3214 |
| Document Number | 0000019434, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202619434 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jun 1, 2054 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 20, 2024 |
| Property Address | 28 3RD ST, SOMERVILLE, NJ 08876-3214 |
| Document Number | 0000004061 |
| Book / Page | 7545 / 1398 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024004061 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | NOT AVAILABLE, WEISS TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 CENTER ST, SOMERVILLE, NJ 08876-3218 |
| Name | Verified Name |
|---|---|
| Address | 28 3RD ST, SOMERVILLE, NJ 08876-3214 |
| Document Number | 0000004062 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024004062 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,200 (-) Land $73,400 Building $137,800 | $211,200 (-) Land $73,400 Building $137,800 | |
| 2025 | $8,615.00 (+3.2%) | $211,200 (-) Land $73,400 Building $137,800 | $211,200 (-) Land $73,400 Building $137,800 |
| 2024 | $8,348.00 (+12.16%) | ||
| 2023 | $211,200 (-) Land $73,400 Building $137,800 | $211,200 (-) Land $73,400 Building $137,800 | |
| 2022 | $7,443.00 (+0.69%) Senior Citizen's exemption Widower's exemption | $211,200 Land $73,400 Building $137,800 | $211,200 Land $73,400 Building $137,800 |
| 2021 | $7,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 82 (1978–2024) |
| Claims Outside the SFHA | 4 of 82 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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