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20 3rd St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 20 3rd St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,450 sqft · built 1900
Lot Size0.234 acres (10,202 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Oct 2025)
Tax Bill$8,036 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00056-0000-00021

Property Details

APN / Parcel Number

Primary APN18-00056-0000-00021
Alternative APN
  • 180005600021

Interior

Stories2 Stories
Building Area1,450 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area10,202 sqft (0.234 acres)
Lot Dimensions170 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20 3RD ST
CitySOMERVILLE
StateNJ
Zip08876-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionJOHN C GARRETSON ESQ LAND
Legal Block56
Legal Lot Number21
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2021
Census Tract50400

Owner

Source: Somerset County and Somerville Borough records · APN 18-00056-0000-00021

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 3RD ST, SOMERVILLE, NJ 08876-3214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2025Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Apr 24, 2017Grant Deed, Transfer
SCOTT E & SUSAN E MCLELLAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2025 · Amount on Record
Deed SaleOct 02, 2025 · Amount on Record
Prior SaleApr 24, 2017 · Amount on Record
Deed Document Number202527386
Deed Book / Page7642 / 511
Prior Transfer DateApr 13, 2011
Prior Transfer Doc0000019915
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateOct 02, 2025
Property Address20 3RD ST, SOMERVILLE, NJ 08876-3214
Document Number0000027386
Book / Page7642 / 511
Instrument DateSep 30, 2025
Instrument2025027386
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,238.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5499 GRANDVIEW LN, DOYLESTOWN, PA 18902-9549

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 3RD ST, SOMERVILLE, NJ 08876-3214

Mortgage

Document Number0000027387
DateOct 02, 2025
Instrument2025027387
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateApr 24, 2017
Property Address20 3RD ST, SOMERVILLE, NJ 08876-3214
Document Number0000016090
Book / Page006954 / 002802
Instrument DateApr 12, 2017
Instrument16090
Transaction TypeTransfer
Record UpdatedJun 06, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 3RD ST SOMERVILLE NJ 088763214, SOMERVILLE, NJ 08876-3214

Mortgage

Document Number16091
DateApr 24, 2017
Book Page006954/002808
Instrument16091
Lender
NameSCOTT E & SUSAN E MCLELLAN
Address40 WHITE OAK CT, KEMPTON, PA 19529-8714
Agreement
AmountAmount Recorded
Term60 Months
DueApr 23, 2022

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$195,800 (-0.61%) Land $69,700 Building $126,100$195,800 (-0.61%) Land $69,700 Building $126,100
2025$8,036.00 (+3.2%)$197,000 (-) Land $69,700 Building $127,300$197,000 (-) Land $69,700 Building $127,300
2024$7,787.00 (+5.1%)
2023$197,000 Land $69,700 Building $127,300$197,000 Land $69,700 Building $127,300
2022$7,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims82 (1978–2024)
Claims Outside the SFHA4 of 82
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Severe Storms And Flooding, Mar 2010 · 14 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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