28 12th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 28 12th Ave SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,921 sqft · built 1932
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2018)
Tax Bill	$3,096 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.43.020780`

Property Details

APN / Parcel Number

Primary APN	`74.36.43.020780`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,921 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	977 sqft
Basement Area	977 sqft
Unfinished Basement	980 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	247 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	28 12TH AVE SE
City	ROCHESTER
State	MN
Zip	55904-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-107 RANGE-014 SANDERSONS SUB LOT-014 BLOCK-002 LOT 14 BLK 2
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	SANDERSONS SUB
Legal Block	2
Legal Lot Number	14
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2008
Census Tract	200

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage COULEE BANK
Jan 14, 2020	Intrafamily Transfer, Transfer
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Feb 1, 2017	Quit Claim Deed, Transfer · Commercial Mortgage COULEE BANK
Feb 1, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20181452302
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	00A1417034
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1417034
Date	Feb 1, 2017
Instrument	A1417034

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Dec 16, 2021

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jan 14, 2020
Property Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Document Number	00A1490912
Instrument Date	Jan 13, 2020
Instrument	A-1490912
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 2, 2018
Property Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Document Number	00A1452302
Instrument Date	May 18, 2018
Instrument	A-1452302
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748

Mortgage

Document Number	00A1452303
Date	Jul 2, 2018
Instrument	A-1452303

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	00A1452304
Date	Jul 2, 2018
Instrument	A-1452304

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2028

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Feb 1, 2017
Property Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Document Number	00A1417033
Instrument Date	Dec 20, 2016
Instrument	A-1417033
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2712, SIOUX FALLS, SD 57101-2712

Mortgage

Document Number	00A1417034
Date	Feb 1, 2017
Instrument	A-1417034

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Dec 16, 2021

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Feb 1, 2017
Property Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Document Number	00A1417033
Instrument Date	Dec 20, 2016
Instrument	A1417033
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2712, SIOUX FALLS, SD 57101-2712

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 1, 2017
Property Address	28 12TH AVE SE, ROCHESTER, MN 55904-4748
Document Number	00A1429808
Instrument Date	Oct 19, 2015
Instrument	A-1429808
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 300, ESTERO, FL 33929-0300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,096.00 (+45.9%) Homeowner's exemption
2025	$2,122.00 Homeowner's exemption	$215,800 (+24.38%) Land $40,300 Building $175,500	$240,700 (+38.73%) Land $45,000 Building $195,700
2024		$173,500 Land $30,000 Building $143,500	$173,500 Land $30,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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