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108 12th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 108 12th Ave SE, Rochester, MN 55904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,496 sqft · built 1930
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on Record
Tax Bill$2,724 (2026)
Deeds & MortgagesJul 2021 Line of Credit
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN74.36.43.020781

Property Details

APN / Parcel Number

Primary APN74.36.43.020781

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area776 sqft
Basement Area776 sqft
Finished Basement512 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1975
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address108 12TH AVE SE
CityROCHESTER
StateMN
Zip55904-4749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-107 RANGE-014 SANDERSONS SUB LOT-015 BLOCK-002 LOT 15 BLK 2
Legal Range14
Legal Township107
Legal Section36
Legal SubdivisionSANDERSONS SUB
Legal Block2
Legal Lot Number15
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2008
Census Tract200

Owner

Source: Olmsted County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address108 12TH AVE SE, ROCHESTER, MN 55904-4749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
FIRST ALLIANCE CU
Feb 2, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address108 12TH AVE SE, ROCHESTER, MN 55904-4749
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 12TH AVE SE, ROCHESTER, MN 55904-4749

Mortgage

Document Number00A1540560
DateJul 12, 2021
InstrumentA-1540560
Lender
NameFIRST ALLIANCE CU
TypeCredit Union
AddressROCHESTER, MN 55903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 11, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOLMSTED MN
Recording DateFeb 2, 2022
Property Address108 12TH AVE SE, ROCHESTER, MN 55904-4749
Document Number00A1558716
Instrument DateJan 25, 2022
InstrumentA-1558716
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 12TH AVE SE, ROCHESTER, MN 55904-4749

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,724.00 (+19.68%) Homeowner's exemption
2025$2,276.00 (+17.87%) Homeowner's exemption$188,600 (+2.61%) Land $39,300 Building $149,300$215,800 (+17.41%) Land $45,000 Building $170,800
2024$183,800 (+8.37%) Land $30,000 Building $153,800$183,800 (+8.37%) Land $30,000 Building $153,800
2023$1,931.00
2022$169,600 Land $30,000 Building $139,600$169,600 Land $30,000 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Minnesota WiFi
Fixed Wireless		150 / 30
Hiawatha Broadband Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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