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2796 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 2796 Lancaster Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Lot Size6.01 acres (262,013 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Aug 2026)
Tax Bill$1,532 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0044-0000-0014-F

Property Details

APN / Parcel Number

Primary APN0044-0000-0014-F
Alternative APNs
  • 133551
  • 93571
  • 63458

Exterior

Lot Area262,013 sqft (6.01 acres)

Location & Zoning

Account Number63458
Street Address2796 LANCASTER RD
CityRICHMOND
StateKY
Zip40475-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5 (6.015 ACRES)
Legal SubdivisionLANDS OF DAVID AND NANCY NICHOLS
Legal Tract5
JurisdictionMADISON KY
Township / Civil DivisionKIRKSVILLE
Census Block Group2
Census Block2039
Census Tract10802

Owner

Source: Madison County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1026 DIAMOND BROOK DR, RICHMOND, KY 40475-7618
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 28, 2023Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Deed Document Number202614368079
Deed Book / Page887 / 4
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 11, 2026
Property Address2796 LANCASTER RD, RICHMOND, KY 40475-9651
Document Number0014368079
Book / Page887 / 4
Instrument DateAug 11, 2026
Instrument202614368079
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$10,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 DIAMOND BROOK DR, RICHMOND, KY 40475-7618

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 28, 2023
Property Address2796 LANCASTER RD, RICHMOND, KY 40475-9651
Document Number00D841/389
Book / PageD841 / 389
Map ReferenceMB 7 PG 168
Instrument DateJul 24, 2023
Instrument2014159015
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
Tax$162.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 TATES CREEK AVE, RICHMOND, KY 40475-1330

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 BUCKWOOD DR, RICHMOND, KY 40475-2222
InvestorPossibly a Property Investor

Mortgage

Document Number2014159016
DateJul 28, 2023
Instrument2014159016
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueJul 24, 2043

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,532.00 (+141.26%)$162,500 (+148.09%)$162,500 (+148.09%)
2023$635.00$65,500$65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2015–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people · EPA ID KY0760672
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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