2767 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 2767 Lancaster Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,060 sqft
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual on Record
Last Sale	$219,500 (Nov 2018)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0044-0000-0016-D`

Property Details

APN / Parcel Number

Primary APN	`0044-0000-0016-D`
Alternative APNs	`116264` `79343` `45638`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	3,060 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Stone
Roof Material	Wood Shingle
Lot Area	95,396 sqft (2.19 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	45638
Street Address	2767 LANCASTER RD
City	RICHMOND
State	KY
Zip	40475-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D
Legal Lot Number	D
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2025
Census Tract	10802

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2767 LANCASTER RD, RICHMOND, KY 40475-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 7, 2018	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Nov 18, 2010 · Amount on Record
Deed Document Number	2013984421
Deed Book / Page	D00766 / 595
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2767 LANCASTER RD, RICHMOND, KY 40475-9651
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2054/282
Date	May 18, 2021
Book Page	M2054/282
Instrument	2014037295

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 7, 2018
Property Address	2767 LANCASTER RD, RICHMOND, KY 40475-9651
Document Number	D00766/595
Book / Page	D00766 / 595
Map Reference	CAB25 SL391
Instrument Date	Nov 5, 2018
Instrument	2013984421
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 SARATOGA BLVD APT 818, 4901, CORPUS CHRISTI, TX 78413-2270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2767 LANCASTER RD, RICHMOND, KY 40475-9651

Mortgage

Document Number	2013984422
Date	Nov 7, 2018
Instrument	2013984422

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (+16.49%) Additional exemption filed	$275,000 (+19.83%)	$275,000 (+19.83%)
2023	$2,226.00	$229,500	$229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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