2795 Lynn St, Frederick, MD 21704 Property Records

Frederick County property record for 2795 Lynn St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,608 sqft · built 1968
Lot Size	0.91 acres (39,639 sqft)
Owner	2 Individual Names on File
Last Sale	$484,000 (Aug 2021)
Tax Bill	$5,760 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-204450`

Property Details

APN / Parcel Number

Primary APN	`07-204450`
Alternative APNs	`7204450` `204450`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,608 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	2,008 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	39,639 sqft (0.91 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	204450
Street Address	2795 LYNN ST
City	FREDERICK
State	MD
Zip	21704-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #2, BLK. G, 0.91 SUGARLOAF EST. N/S LYNN ST.
Legal Subdivision	SUGARLOAF ESTATES
Legal Block	G
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

2795 Lynn St is owned and occupied by two individuals who bought it in August 2021.

Source: Frederick County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2795 LYNN ST, FREDERICK, MD 21704-8024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST FEDERAL CREDIT UNION
Aug 24, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 15, 2020	Deed of Trust, Mortgage TODD HOYNIDSKI
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU
Nov 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Book / Page	15223 / 286
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 24, 2026
Property Address	2795 LYNN ST, FREDERICK, MD 21704-8024
Document Number	1805000268
Book / Page	18059 / 268
Instrument Date	Sep 11, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 LYNN ST, FREDERICK, MD 21704-8024

Mortgage

Document Number	1805000268,
Date	Sep 24, 2026
Book Page	18059/268

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 16, 2051

Interest

Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 24, 2021
Property Address	2795 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0152230286
Book / Page	15223 / 286
Map Reference	MB 5 PG 64
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2795 LYNN ST, FREDERICK, MD 21704-8024

Mortgage

Document Number	15223293
Date	Aug 24, 2021
Instrument	15223/293

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2795 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0138780163
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 LYNN ST FREDERICK MD 217048024, FREDERICK, MD 21704-8024

Mortgage

Document Number	0138780163
Date	Jul 8, 2020
Book Page	013878/000163

Lender

Name	TODD HOYNIDSKI
Address	743 N KEYSER AVE, SCRANTON, PA 18504-9724

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2795 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0128470427
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 LYNN ST FREDERICK MD 217048024, FREDERICK, MD 21704-8024

Mortgage

Document Number	0128470427
Date	Feb 26, 2019
Book Page	012847/000427

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 16, 2018
Property Address	2795 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0127140108
Book / Page	012714 / 000108
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8404 SHILOH CT FREDERICK MD 217047665, FREDERICK, MD 21704-7665

Tax Assessment & Valuation

The 2025 property tax bill for 2795 Lynn St was $5,760 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,367	$599,800 Land $204,900 Building $394,900
2025	$5,760.00
2023	$4,986.00 Homeowner's exemption	$454,433	$517,500 Land $163,700 Building $353,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2795 Lynn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2795 Lynn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Lynn St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures