2790 Lynn St, Frederick, MD 21704 Property Records

Frederick County property record for 2790 Lynn St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,496 sqft · built 1972
Lot Size	0.91 acres (39,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2020)
Tax Bill	$6,843 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-197462`

Property Details

APN / Parcel Number

Primary APN	`07-197462`
Alternative APNs	`7197462` `197462`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	39,639 sqft (0.91 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	240 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	197462
Street Address	2790 LYNN ST
City	FREDERICK
State	MD
Zip	21704-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1, BLK. F., 0.91 LYNN DR. SUGARLOAF ESTATES
Legal Subdivision	SUGARLOAF ESTATES
Legal Block	F
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2790 LYNN ST, FREDERICK, MD 21704-8001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 3, 2020	Deed of Trust, Mortgage M&T BK
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU
Jun 9, 2017	Grant Deed, Transfer KVS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Book / Page	14290 / 471
Transfer Doc	0046700490
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 23, 2020
Property Address	2790 LYNN ST, FREDERICK, MD 21704-8001
Document Number	0142900471
Book / Page	14290 / 471
Map Reference	MB 5 PL 64
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2790 LYNN ST, FREDERICK, MD 21704-8001

Mortgage

Document Number	14290477
Date	Nov 23, 2020
Instrument	14290/477

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2790 LYNN ST, FREDERICK, MD 21704-8001
Document Number	0142270371
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18753 N FREDERICK AVE GAITHERSBURG MD 208793101, GAITHERSBURG, MD 20879-3101

Mortgage

Document Number	0142270371
Date	Nov 4, 2020
Book Page	014227/000371

Lender

Name	M&T BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2790 LYNN ST, FREDERICK, MD 21704-8001
Document Number	0128470427
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 LYNN ST FREDERICK MD 217048001, FREDERICK, MD 21704-8001

Mortgage

Document Number	0128470427
Date	Feb 26, 2019
Book Page	012847/000427

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 9, 2017
Property Address	2790 LYNN ST, FREDERICK, MD 21704-8001
Document Number	0118610427
Book / Page	011861 / 000427
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$412.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2790 LYNN ST FREDERICK MD 217048001, FREDERICK, MD 21704-8001

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,800 (+6.37%)	$617,700 (-) Land $204,900 Building $412,800
2025	$6,843.00 (+7.61%)	$547,900 (+15.32%)	$617,700 (+20.41%) Land $204,900 Building $412,800
2024	$6,359.00 (+11.25%)
2023	$5,716.00	$475,100	$513,000 Land $163,700 Building $349,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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