2794 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2794 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1955
Lot Size	12.4 acres (542,322 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2019)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-200-02-031-000`

Property Details

APN / Parcel Number

Primary APN	`519-200-02-031-000`
Alternative APN	`430127.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	542,322 sqft (12.4 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2794 TROY RD
City	DELAWARE
State	OH
Zip	43015-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 3
Legal Subdivision	TROY
Legal Lot Number	3
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2050
Census Tract	11200

Owner

2794 Troy Rd is owned and occupied by an individual who bought it in April 2019.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2794 TROY RD, DELAWARE, OH 43015-8798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Mar 4, 2016 · Amount on File
Deed Document Number	20199118
Deed Book / Page	1630 / 2211
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2794 TROY RD, DELAWARE, OH 43015-8798
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030345
Date	Aug 14, 2020
Book Page	1757/1016
Instrument	202000030345

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 18, 2019
Property Address	2794 TROY RD, DELAWARE, OH 43015-8798
Document Number	0000009118
Book / Page	001630 / 002211
Instrument Date	Apr 17, 2019
Instrument	9118
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 VETERANS UNITED DR COLUMBIA MO 652033001, COLUMBIA, MO 65203-3001

Mortgage

Document Number	9119
Date	Apr 18, 2019
Book Page	001630/002214
Instrument	9119

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2794 Troy Rd was $1,755, down 0.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (-0.4%)	$93,180 (-) Land $64,720 Building $28,460	$266,200 Land $184,900 Building $81,300
2024	$1,762.00 (+7.31%) Homeowner's exemption	$93,180 (-) Land $64,720 Building $28,460
2023	$1,642.00 Homeowner's exemption	$93,180 Land $64,720 Building $28,460	$266,200 Land $184,900 Building $81,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2794 Troy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2794 Troy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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