2792 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2792 Nottel Dr, Saint Cloud, FL 34772 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,580 sqft · built 2021
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2021)
Tax Bill	$8,957 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-0137-0001-4320`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-0137-0001-4320`
Alternative APN	`263120013700014320`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,191 sqft
1st Floor Area	1,132 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	264 sqft
Porch	Florida Room
Porch Area	130 sqft
Deck Area	636 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2792 NOTTEL DR
City	SAINT CLOUD
State	FL
Zip	34772-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 432
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES PHS 4
Legal Phase	4
Legal Lot Number	432
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 20-26-31-0137-0001-4320

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3707 CHAMBERS LN, 4, COCOA, FL 32926-4260
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2021196313
Deed Book / Page	6112 / 714
Record Updated	Jun 08, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 20, 2021
Property Address	2792 NOTTEL DR, SAINT CLOUD, FL 34772-8778
Document Number	0061120714
Book / Page	6112 / 714
Map Reference	MB 30 PG 97-99
Instrument Date	Dec 14, 2021
Instrument	2021196313
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2792 NOTTEL DRIVE, SAINT CLOUD, FL 34772-8778

Mortgage

Document Number	0006112716
Date	Dec 20, 2021
Instrument	6112/716

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,957.00 (-0.69%)	$425,500 (+17.83%) Land $75,000 Building $350,500	$425,500 (+7.48%) Land $75,000 Building $350,500
2024	$9,019.00 (+31.17%)
2023	$6,876.00 (+2.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$361,118 (+3%)	$395,900 (+12.92%) Land $70,000 Building $325,900
2022	$6,691.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$350,600 Land $60,000 Building $290,600	$350,600 Land $60,000 Building $290,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.