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2784 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2784 Nottel Dr, Saint Cloud, FL 34772 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,910 sqft · built 2021
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$320,764 (Dec 2021)
Tax Bill$6,166 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-31-0137-0001-4300

Property Details

APN / Parcel Number

Primary APN20-26-31-0137-0001-4300
Alternative APN
  • 263120013700014300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,910 sqft Living Area
Gross Area2,470 sqft
1st Floor Area1,910 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2784 NOTTEL DR
CitySAINT CLOUD
StateFL
Zip34772-8778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 430
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number430
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-0137-0001-4300

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2784 NOTTEL DR, SAINT CLOUD, FL 34772-8778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Dec 20, 2021Special Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Deed Document Number2021196386
Deed Book / Page6112 / 1048
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 30, 2026
Property Address2784 NOTTEL DR, SAINT CLOUD, FL 34772-8778
Document Number0000057051
Book / Page6963 / 2532
Instrument DateApr 15, 2026
Instrument202657051
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2784 NOTTEL DR, SAINT CLOUD, FL 34772-8778

Mortgage

Document Number0000057051,
DateApr 30, 2026
Book Page6963/2532
Instrument202657051
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term309 Months
DueJan 01, 2052
Interest
Rate6.22%
Max Rate-1%

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2021
Property Address2784 NOTTEL DR, SAINT CLOUD, FL 34772-8778
Document Number0061121048
Book / Page6112 / 1048
Map ReferenceMB 30 PG 97-99
Instrument DateDec 15, 2021
Instrument2021196386
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,245.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2784 NOTTEL DRIVE, SAINT CLOUD, FL 34772-8778

Mortgage

Document Number0061121050
DateDec 20, 2021
Instrument6112/1050
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,166.00 (+2.68%) Homeowner's exemption$312,652 (+5.99%)$336,700 (+0.81%) Land $75,000 Building $261,700
2024$6,005.00 (+3.98%)
2023$5,775.00 (+2.68%) Homeowner's exemption$294,992 (+3%)$334,000 (+16.62%) Land $70,000 Building $264,000
2022$5,624.00 Homeowner's exemption$286,400 Land $60,000 Building $226,400$286,400 Land $60,000 Building $226,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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