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2792 Kettering Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2792 Kettering Dr, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,140 sqft · built 1993
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$484,120 (May 2025)
Tax Bill$5,061 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA943000699

Property Details

APN / Parcel Number

Primary APNA943000699
Alternative APN
  • 3-0004-6995-00-0090.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,140 sqft Living Area
Gross Area5,018 sqft
1st Floor Area2,299 sqft
Basement Area2,257 sqft
Finished Basement841 sqft
Unfinished Basement1,416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area52 sqft
Deck AreaDeck Area
Patio Area329 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000699
Street Address2792 KETTERING DR
CitySAINT CHARLES
StateMO
Zip63303-5486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PL #5 LOT 90
Legal SubdivisionBRADFORD PL #5
Legal Lot Number90
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract311211

Owner

Source: St. Charles County records · APN A943000699

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2792 KETTERING DR, SAINT CHARLES, MO 63303-5486
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleFeb 27, 2025 · Amount on Record
Deed Document Number202520327
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 23, 2021
Property Address2792 KETTERING DR, SAINT CHARLES, MO 63303-5486
Document Number2021R070507
Map ReferenceMB 31 PG 225&226
Instrument DateAug 19, 2021
Instrument2021R-070507
Transaction TypeTransfer
Record UpdatedSep 02, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3510 CHURCHILL DR, 3510, COLUMBIA, MO 65201-7378

Transferred To (Grantee/Buyer)

NameVerified Name
Address2792 KETTERING DR, SAINT CHARLES, MO 63303-5486
InvestorPossibly a Property Investor

Mortgage

Document Number2021R070508
DateAug 23, 2021
Instrument2021R-070508
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$88,066 (-)$463,505 (-) Land $70,000 Building $393,505
2025$5,061.00$88,066 (+13.82%)$463,505 (+13.82%) Land $70,000 Building $393,505
2023$77,373
2022$407,226 Land $55,000 Building $352,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1979–2015)
Claims Outside the SFHA1 of 12
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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