1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Kettering Dr

2784 Kettering Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2784 Kettering Dr, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,571 sqft · built 1994
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Apr 2021)
Tax Bill$4,006 (2024)
Deeds & MortgagesApr 2023 Transfer
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNA943000697

Property Details

APN / Parcel Number

Primary APNA943000697
Alternative APN
  • 3-0004-6995-00-0088.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,571 sqft Living Area
Gross Area4,146 sqft
1st Floor Area1,821 sqft
Basement Area1,797 sqft
Finished Basement750 sqft
Unfinished Basement1,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area52 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000697
Street Address2784 KETTERING DR
CitySAINT CHARLES
StateMO
Zip63303-5486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PL #5 LOT 88
Legal SubdivisionBRADFORD PL #5
Legal Lot Number88
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract311211

Owner

Source: St. Charles County records · APN A943000697

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Intrafamily Transfer, Transfer
Apr 23, 2021Warranty Deed, Transfer · VA Mortgage
STIFEL BANK & TRUST
Oct 09, 2018Deed of Trust, Mortgage · Line of Credit
STIFEL BK&TR
Oct 03, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Deed Document Number202135954
Last Transfer DateApr 14, 2023
Transfer Doc0000014428
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateApr 17, 2023
Property Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486
Document Number0000014428
Map ReferenceMB 31 PG 225&226
Instrument DateApr 11, 2023
Instrument2023R-014428
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 23, 2021
Property Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486
Document Number2021R035954
Map ReferenceMB 31 PG 225&226
Instrument DateApr 20, 2021
Instrument2021R-035954
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2784 KETTERING DR, 2784, SAINT CHARLES, MO 63303-5486

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486

Mortgage

Document Number2021R035955
DateApr 23, 2021
Instrument2021R-035955
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486
Document Number0069930436
Instrument DateOct 09, 2018
Transaction TypeMortgage
Record UpdatedNov 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2784 KETTERING DR ST CHARLES MO 633035486, ST CHARLES, MO 63303-5486

Mortgage

Document Number0069930436
DateOct 22, 2018
Book Page006993/000436
Instrument601700
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 21, 2028
Interest
Rate TypeAdjustable Rate

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateOct 03, 2018
Property Address2784 KETTERING DR, SAINT CHARLES, MO 63303-5486
Document Number0069852345
Book / Page006985 / 002345
Instrument DateOct 02, 2018
Instrument566920
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2784 KETTERING DR ST CHARLES MO 633035486, ST CHARLES, MO 63303-5486

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$73,450 (+0.48%)$386,580 (+0.48%) Land $70,000 Building $316,580
2025$73,101 (+8.15%)$384,743 (+8.15%) Land $70,000 Building $314,743
2024$4,006.00
2023$67,595
2022$355,762 Land $55,000 Building $300,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1979–2015)
Claims Outside the SFHA1 of 12
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Kettering Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures