27915 Emerald Vista Dr, Spring, TX 77386 Property Records

Montgomery County property record for 27915 Emerald Vista Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,119 sqft · built 2015
Lot Size	0.182 acres (7,921 sqft)
Owner	Individual Name on File
Last Sale	$471,400 (Dec 2019)
Tax Bill	$11,677 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`5711-00-00900`

Property Details

APN / Parcel Number

Primary APN	`5711-00-00900`
Alternative APN	`R455953`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,119 sqft Living Area
Gross Area	4,658 sqft
1st Floor Area	2,413 sqft
2nd Floor Area	1,706 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,921 sqft (0.182 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27915 EMERALD VISTA DR
City	SPRING
State	TX
Zip	77386-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S571100 - HARMONY CENTRAL SECTOR 01, BLOCK 1, LOT 9
Legal Subdivision	HARMONY CENTRAL SECTOR 01
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2037
Census Tract	692009

Owner

27915 Emerald Vista Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27915 EMERALD VISTA DR, SPRING, TX 77386-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 24, 2021	Intrafamily Transfer, Transfer
Feb 9, 2021	Intrafamily Transfer, Transfer
Dec 27, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Document Number	2019120830
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000116938
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	27915 EMERALD VISTA DR, SPRING, TX 77386-4404
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017213
Date	Feb 9, 2021
Instrument	2021017213

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 24, 2021
Property Address	27915 EMERALD VISTA DR, SPRING, TX 77386-4404
Document Number	0000116938
Map Reference	CAB Z SH 3312-3317
Instrument Date	Aug 20, 2021
Instrument	2021116938
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	279 15 EMERALD VISTA DR, SPRING, TX 77386

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 9, 2021
Property Address	27915 EMERALD VISTA DR, SPRING, TX 77386-4404
Document Number	0000017214
Map Reference	CAB Z SH 3312-3317
Instrument Date	Jan 29, 2021
Instrument	2021017214
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27915 GRULAD VISTA DR, SHENANDOAH, TX 77381

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 27, 2019
Property Address	27915 EMERALD VISTA DR, SPRING, TX 77386-4404
Document Number	0000120830
Map Reference	CAB Z SH 3312
Instrument Date	Dec 19, 2019
Instrument	2019120830
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27915 EMERALD VISTA DR, SPRING, TX 77386-4404

Mortgage

Document Number	0000120831
Date	Dec 27, 2019
Instrument	2019120831

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 27915 Emerald Vista Dr was $11,677 with a homeowner's exemption, up 0.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,650 (-5%) Land $38,496 Building $538,154	$576,650 (-5%) Land $38,496 Building $538,154
2025	$11,677.00 (+0.45%) Homeowner's exemption	$607,000 (+6.28%) Land $38,496 Building $568,504	$607,000 (-5.36%) Land $38,496 Building $568,504
2024	$11,625.00 (+73.69%) Homeowner's exemption	$571,120 (+1%) Land $38,496 Building $602,909	$641,405 (+4.57%) Land $38,496 Building $602,909
2023	$6,693.00 Homeowner's exemption	$519,200 Land $38,500 Building $574,890	$613,390 Land $38,500 Building $574,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27915 Emerald Vista Dr in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27915 Emerald Vista Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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