2791 James Dr, Carlsbad, CA 92008 Property Records

San Diego County property record for 2791 James Dr, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,667 sqft · built 2017
Lot Size	0.278 acres (12,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,186,000 (Sep 2017)
Tax Bill	$14,570 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-142-59-00`

Property Details

APN / Parcel Number

Primary APN	`156-142-59-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	12,102 sqft (0.278 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2791 JAMES DR
City	CARLSBAD
State	CA
Zip	92008-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR 3 TR PM21183
Legal Subdivision	CITY/CARLSBAD
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2010
Census Tract	17801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2791 JAMES DR, CARLSBAD, CA 92008-1953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit SEA AIR FEDERAL CREDIT UNION
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Sep 29, 2017	Grant Deed, Subdivision Related Transfer · ARM ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	2017451180
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2026
Property Address	2791 JAMES DR, CARLSBAD, CA 92008-1953
Document Number	0000131989
Instrument Date	May 1, 2026
Instrument	2026131989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2791 JAMES DR, CARLSBAD, CA 92008-1953
Investor	Possibly a Property Investor

Mortgage

Document Number	0000131989,
Date	May 8, 2026
Instrument	2026131989

Lender

Name	SEA AIR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2051

Interest

Rate	6.46%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2791 JAMES DR, CARLSBAD, CA 92008-1953
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 JAMES DR, CARLSBAD, CA 92008

Mortgage

Document Number	0000592048
Date	Aug 19, 2021
Instrument	2021-0592048

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2017
Property Address	2791 JAMES DR, CARLSBAD, CA 92008-1953
Document Number	0000451180
Map Reference	PM21183
Instrument Date	Jul 31, 2017
Instrument	2017-0451180
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1756 MONTE MAR RD, VISTA, CA 92084-3636

Mortgage

Document Number	0000451181
Date	Sep 29, 2017
Instrument	2017-0451181

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,376,312 (+2%) Land $824,013 Building $552,299
2025	$14,570.00 (+3.54%) Homeowner's exemption	$1,349,326 (+4.04%) Land $807,856 Building $541,470
2024	$14,072.00 (+0.51%)
2023	$14,000.00 (+1.57%) Homeowner's exemption	$1,296,932 Land $776,487 Building $520,445
2022	$13,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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