2785 James Dr, Carlsbad, CA 92008 Property Records

San Diego County property record for 2785 James Dr, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 5,219 sqft · built 2004
Lot Size	0.408 acres (17,759 sqft)
Owner	2 Company Names on Record
Last Sale	$1,036,000 (Apr 2012)
Tax Bill	$14,052 (2025)
Deeds & Mortgages	Feb 2020 Transfer Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-142-46-00`

Property Details

APN / Parcel Number

Primary APN	`156-142-46-00`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	5,219 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	17,759 sqft (0.408 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2785 JAMES DR
City	CARLSBAD
State	CA
Zip	92008-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR 3 TR PM18485
Legal Subdivision	WILSONIA TRACT
Legal Tract	1018485
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2010
Census Tract	17801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	253 N TERRACE DR, COCOLALLA, ID 83813
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 21, 2017	Intrafamily Transfer, Transfer · ARM HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Mar 12, 2008 · Amount on Record
Deed Document Number	2012248848
Last Transfer Date	Dec 20, 2019
Transfer Doc	0000070680
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	2785 JAMES DR, CARLSBAD, CA 92008-1953
Document Number	0000070680
Instrument Date	Dec 20, 2019
Instrument	70680
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2785 JAMES DR CARLSBAD CA 920081953, CARLSBAD, CA 92008-1953

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2785 JAMES DR, CARLSBAD, CA 92008-1953
Document Number	0000404440
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 JAMES DR CARLSBAD CA 920081953, CARLSBAD, CA 92008-1953

Mortgage

Document Number	0000404440
Date	Sep 27, 2018
Instrument	404440

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	2785 JAMES DR, CARLSBAD, CA 92008-1953
Document Number	0000329758
Map Reference	PM18485
Instrument Date	Jul 5, 2017
Instrument	2017-0329758
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2785 JAMES DR, CARLSBAD, CA 92008-1953

Mortgage

Document Number	0000329759
Date	Jul 21, 2017
Instrument	2017-0329759

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,327,287 (+2%) Land $507,338 Building $819,949
2025	$14,052.00 (+4.07%)	$1,301,263 (+4.04%) Land $497,391 Building $803,872
2023	$13,502.00 (+1.57%) Homeowner's exemption	$1,250,735 Land $478,078 Building $772,657
2022	$13,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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