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2790 Virginia Pine Dr, Bartow, FL 33830 Property Records

Polk County property record for 2790 Virginia Pine Dr, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,376 sqft · built 2025
Lot Size0.171 acres (7,444 sqft)
Owner2 Individual Names on Record
Last Sale$338,000 (Dec 2025)
Tax Bill$947 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-32-363430-000230

Property Details

APN / Parcel Number

Primary APN25-29-32-363430-000230
Alternative APN
  • 322925363430000230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,376 sqft Living Area
Gross Area2,776 sqft
1st Floor Area1,240 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,444 sqft (0.171 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address2790 VIRGINIA PINE DR
CityBARTOW
StateFL
Zip33830-6049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROVE AT STUART CROSSING PHASE ONE PB 203 PGS 18-25 LOT 23
Legal SubdivisionGROVE AT STUART CROSSING PHASE ONE
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1067
Census Tract14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2790 VIRGINIA PINE DR, BARTOW, FL 33830-6049
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number2025298747
Deed Book / Page13819 / 1232
Record UpdatedOct 29, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 19, 2025
Property Address2790 VIRGINIA PINE DR, BARTOW, FL 33830-6049
Document Number0000298747
Book / Page13819 / 1232
Map ReferenceMB 203 PG 18-25
Instrument DateDec 15, 2025
Instrument2025298747
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,366.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10117 PRINCESS PALM AVE STE 550, 550, TAMPA, FL 33610-8301

Transferred To (Grantee/Buyer)

NameVerified Name
Address2790 VIRGINIA PINE DR, BARTOW, FL 33830-6049

Mortgage

Document Number0138191235
DateDec 19, 2025
Instrument13819/1235
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,234 (+438.91%) Land $52,000 Building $228,234$280,234 (+438.91%) Land $52,000 Building $228,234
2025$947.00$52,000 Land $52,000$52,000 Land $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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