Polk County property record for 2786 Virginia Pine Dr, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 2025 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Aug 2025) |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-32-363430-000220 |
| Primary APN | 25-29-32-363430-000220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,765 sqft (0.155 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Street Address | 2786 VIRGINIA PINE DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE AT STUART CROSSING PHASE ONE PB 203 PGS 18-25 LOT 22 |
| Legal Subdivision | GROVE AT STUART CROSSING PHASE ONE |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 14803 |
2786 Virginia Pine Dr is owned and occupied by an individual who bought it in August 2025.
Source: Polk County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2786 VIRGINIA PINE DR, BARTOW, FL 33830-6049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Deed Document Number | 2025180778 |
| Deed Book / Page | 13648 / 1875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2025 |
| Property Address | 2786 VIRGINIA PINE DR, BARTOW, FL 33830-6049 |
| Document Number | 0000180778 |
| Book / Page | 13648 / 1875 |
| Map Reference | MB 203 PG 18-25 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025180778 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10117 PRINCESS PALM AVE STE 550, 550, TAMPA, FL 33610-8301 |
| Name | Verified Name |
|---|---|
| Address | 786 S VIRGINIA AVE, BARTOW, FL 33830 |
| Document Number | 0136481878 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 13648/1878 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 2786 Virginia Pine Dr was $947.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,557 (+295.3%) Land $52,000 Building $153,557 | $205,557 (+295.3%) Land $52,000 Building $153,557 | |
| 2025 | $947.00 | $52,000 Land $52,000 | $52,000 Land $52,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2786 Virginia Pine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2786 Virginia Pine Dr is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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