2790 Osage Cir, Arnold, CA 95223 Property Records

Calaveras County property record for 2790 Osage Cir, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1987
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2003)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`023-013-008-000`

Property Details

APN / Parcel Number

Primary APN	`023-013-008-000`
Alternative APN	`023-013-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,860 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Old Parcel Number	023-013-008
Street Address	2790 OSAGE CIR
City	ARNOLD
State	CA
Zip	95223-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BIG TREES VILLAGE UNIT 2 LOT 412
Legal Subdivision	BIG TREES VILLAGE
Legal Lot Number	412
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1029
Census Tract	504

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 4430, ARNOLD, CA 95223-4430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2003 · Amount on Record
Deed Sale	Apr 2, 2003 · Amount on Record
Deed Document Number	20037877
Last Transfer Date	Sep 21, 2019
Transfer Doc	0000004868
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2790 OSAGE CIR, ARNOLD, CA 95223-9475
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 OSAGE CIR, ARNOLD, CA 95223-9475

Mortgage

Document Number	0000007315
Date	Apr 16, 2021
Instrument	2021-007315

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 17, 2020
Property Address	2790 OSAGE CIR, ARNOLD, CA 95223-9475
Document Number	0000004868
Instrument Date	Sep 21, 2019
Instrument	4868
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2790 OSAGE CIR DORRINGTON CA 95223, DORRINGTON, CA 95223

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,784 (+2%) Land $66,468 Building $369,316
2025	$5,078.00 (+3%) Homeowner's exemption	$427,240 (+4.04%) Land $65,165 Building $362,075
2023	$4,930.00 (+4.69%) Homeowner's exemption	$410,652 Land $62,636 Building $348,016
2022	$4,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Osage Cir

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