2781 Osage Cir, Arnold, CA 95223 Property Records

Calaveras County property record for 2781 Osage Cir, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1982
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$594,000 (Sep 2023)
Tax Bill	$7,062 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-085-008-000`

Property Details

APN / Parcel Number

Primary APN	`023-085-008-000`
Alternative APN	`023-085-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,752 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Modern
Lot Area	28,750 sqft (0.66 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Septic

Location & Zoning

Old Parcel Number	023-085-008
Street Address	2781 OSAGE CIR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R115000
Legal Description	BIG TREES VILLAGE 12A PCL A PM 10-86
Legal Subdivision	BIG TREES VILLAGE
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1030
Census Tract	504

Owner

2781 Osage Cir is owned by two individuals who bought it in September 2023.

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	52 HAWK CT, FOLSOM, CA 95630-7466
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	20237621
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 26, 2023
Property Address	2781 OSAGE CIR, ARNOLD, CA 95223
Document Number	0000007621
Map Reference	MB 10 PG 86
Instrument Date	Sep 21, 2023
Instrument	2023-007621
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	52 HAWK CT, FOLSOM, CA 95630-6500

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jul 31, 2020
Property Address	2781 OSAGE CIR, ARNOLD, CA 95223
Document Number	0000010210
Instrument Date	Jul 23, 2020
Instrument	10210
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9681 OHLONE WAY GILROY CA 950208139, GILROY, CA 95020-8139

Mortgage

Document Number	10211
Date	Jul 31, 2020
Instrument	10211

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2781 Osage Cir was $7,062.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,997 (+2%) Land $41,616 Building $576,381
2025	$7,062.00	$605,880 Land $40,800 Building $565,080
2023	$4,560.00 (+49.66%)	$369,342 Land $31,212 Building $338,130
2022	$3,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2781 Osage Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 Osage Cir is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Osage Cir

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