279 Windsor Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 279 Windsor Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1948
Lot Size	0.182 acres (7,943 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Oct 2013)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-4890-0078-01-1`

Property Details

APN / Parcel Number

Primary APN	`18-4890-0078-01-1`
Alternative APN	`11-18-4890-0078-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Raised Ranch
Lot Area	7,943 sqft (0.182 acres)
Lot Width	72 ft Width
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	279 WINDSOR RD
City	BENTON HARBOR
State	MI
Zip	49022-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	PT OF LOTS 78 & 80 MAYFAX SUB COM NW COR LOT 80 TH S TO N LN ROBBINS AVE TH ON 180'RAD CUR RT 121.36'TH NELY TO A PT 27.95'W OF BEG TH E 27.95'TO BEG
Legal Subdivision	MAYFAX SUB
Legal Lot Number	78,80
Legal Unit	7,80
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2037
Census Tract	600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	279 WINDSOR RD, BENTON HARBOR, MI 49022-5653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED FCU
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2013 · Amount on Record
Deed Sale	Oct 3, 2013 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Book / Page	3053 / 147
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	02995/1960
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	279 WINDSOR RD, BENTON HARBOR, MI 49022-5653
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 WINDSOR RD, BENTON HARBOR, MI 49022-5653

Mortgage

Document Number	003471/287
Date	Feb 27, 2026
Book Page	3471/287
Instrument	2026452685

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	279 WINDSOR RD, BENTON HARBOR, MI 49022-5653
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03217/2248
Date	Sep 20, 2018
Book Page	3217/2248

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	279 WINDSOR RD, BENTON HARBOR, MI 49022-5653
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03222/1897
Date	Nov 13, 2018
Book Page	3222/1897

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,000 (+72.57%)	$156,000 (+72.57%)
2025	$1,437.00 (+13.78%)
2023		$45,200	$90,400
2022	$1,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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