279 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 279 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (Mar 2020)
Tax Bill	$7,102 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0200-969.00-10.00-014.000`

Property Details

APN / Parcel Number

Primary APN	`0200-969.00-10.00-014.000`
Alternative APNs	`472289 969.00-10-014.000` `0209006000300014000` `00004102050` `4102050`

Exterior

Lot Area	10,890 sqft (0.25 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4102050
Street Address	279 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9001
Legal Lot Number	14
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1026
Census Tract	159512

Owner

Source: Suffolk County and Brookhaven Town records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	279 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage EAST COAST CAPITAL
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC
Mar 12, 2020	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2020
Deed Book / Page	13052 / 77
Prior Transfer Date	Aug 17, 2015
Prior Transfer Doc	0128440340
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 16, 2026
Property Address	279 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Document Number	1334000978
Book / Page	13342 / 978
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	279 WAVECREST DR, MASTIC BEACH, NY 11951-1425

Mortgage

Date	Jul 16, 2026

Lender

Name	EAST COAST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	279 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235330490
Date	Sep 6, 2023
Book Page	23533/490

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	279 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233980555
Date	Mar 30, 2022
Book Page	23398/555
Instrument	DM074436

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 12, 2020
Property Address	279 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Document Number	0130520077
Book / Page	013052 / 000077
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 SOUNDVIEW DR ROCKY POINT NY 117789068, ROCKY POINT, NY 11778-9068

Mortgage

Document Number	231140806
Date	Mar 12, 2020
Book Page	023114/000806

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48340

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,750 (-) Land $100 Building $1,650	$364,583 (+11,149.09%) Land $18,868 Building $311,321
2024	$7,102.00
2023		$1,750 Land $100 Building $1,650	$3,241 Land $185 Building $3,056

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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