277 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 277 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2023)
Tax Bill	$4,225 (2024)
Deeds & Mortgages	May 2021 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-969.00-10.00-015.000`

Property Details

APN / Parcel Number

Primary APN	`0200-969.00-10.00-015.000`
Alternative APNs	`472289 969.00-10-015.000` `00004102040` `4102040`

Exterior

Lot Area	10,890 sqft (0.25 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4102040
Street Address	277 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF MASTIC ACRES
Legal Block	9001
Legal Lot Number	15
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1026
Census Tract	159512

Owner

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	66 SHORE RD, HAMPTON BAYS, NY 11946-2389
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage CONTOUR MORTGAGE CORP
Oct 5, 2023	Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 29, 2021	Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Book / Page	13221 / 426
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	277 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0232750187
Date	May 13, 2021
Book Page	23275/187
Instrument	DM010413

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 5, 2023
Property Address	277 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Document Number	0132210426
Book / Page	13221 / 426
Instrument Date	Aug 19, 2023
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 SHORE RD, HAMPTON BAYS, NY 11946-2389

Mortgage

Document Number	0023540936
Date	Oct 5, 2023
Instrument	23540/936

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 29, 2021
Property Address	277 WAVECREST DR, MASTIC BEACH, NY 11951-1425
Document Number	0131310686
Book / Page	13131 / 686
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 1ST ST, RONKONKOMA, NY 11779-5362

Mortgage

Document Number	00DM049182
Date	Nov 29, 2021
Instrument	DM049182

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,000 (-) Land $150 Building $850	$208,333 (+11,149.08%) Land $28,302 Building $160,377
2024	$4,225.00
2023		$1,000 Land $150 Building $850	$1,852 Land $278 Building $1,574

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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