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279 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 279 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,983 sqft Living Area
Lot Size10,624 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$359,900 (2023)
Tax Bill$1,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855608-001770
Alternative APNs
  • 072927855608001770
  • 72927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,983 sqft Living Area
Gross Area2,466 sqft Gross Area
1st Floor1,983 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,624 sqft (0.244 acres)
Lot Width125 ft Width
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area129 sqft Porch

Location & Zoning

Street Address279 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE SIX PB112 PG 49-50 LOT 177
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE 6
Legal Phase6
Legal Tract855608
Legal Block1
Legal Lot Number177
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855608-001770

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Warranty Deed, Transfer
US PATRIOT TITLE LLC
Feb 14, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Jun 26, 2018Warranty Deed, Transfer · Conventional Mortgage
HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Prior SaleFeb 14, 2023 · Amount on Record
Deed Doc Number202335234
Deed Book / Page12582 / 892
Record RefreshedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 14, 2023
Property Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000035233
Book / Page12582 / 889
Map ReferenceMB 112 PG 49&50
Instrument DateFeb 10, 2023
Instrument2023035233
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,519.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 HARVESTER DR STE 201, 201, BURR RIDGE, IL 60527-6692
InvestorPossibly a Property Investor

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 14, 2023
Property Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000035234
Book / Page12582 / 892
Map ReferenceMB 112 PG 49&50
Instrument DateFeb 10, 2023
Instrument2023035234
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,519.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address150 HARVESTER DR STE 201, 201, BURR RIDGE, IL 60527-6692

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0012582897
DateFeb 14, 2023
Instrument12582/897
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0114171886
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedNov 03, 2020
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address279 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0114171886
DateOct 16, 2020
Book Page011417/001886
Instrument219965
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0111861298
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address279 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0111861298
DateMar 24, 2020
Book Page011186/001298
Instrument66302
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 26, 2018
Property Address279 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0105300502
Book / Page010530 / 000502
Instrument DateJun 19, 2018
Instrument136777
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyREAL ESTATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,504.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address279 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number105300503
DateJun 26, 2018
Book Page010530/000503
Instrument136778
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,986.00 (-38.95%) Homeowner's exemption$149,687 (-30.4%)$297,816 (-0.52%) Land $76,000 Building $221,816
2023$3,253.00 (+2.98%)$215,073 (+3%)$299,375 (+15.19%) Land $74,000 Building $225,375
2022$3,159.00 Homeowner's exemption$208,809$259,906 Land $62,000 Building $197,906

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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