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275 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 275 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,929 sqft Living Area
Lot Size10,624 sqft (0.244 acres)
GarageAttached, 483 sqft
Last Sale$392,700 (2022)
Tax Bill$5,657.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855608-001790
Alternative APNs
  • 072927855608001790
  • 72927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,929 sqft Living Area
Gross Area2,412 sqft Gross Area
1st Floor1,929 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,624 sqft (0.244 acres)
Lot Width125 ft Width
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area297 sqft Porch

Location & Zoning

Street Address275 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE SIX PB112 PG 49-50 LOT 179
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE 6
Legal Phase6
Legal Tract855608
Legal Block1
Legal Lot Number179
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855608-001790

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 17, 2023Intrafamily Transfer, Transfer
OS NATIONAL LLC
May 23, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Jun 16, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2022 · Amount on Record
Deed SaleMay 23, 2022 · Amount on Record
Prior SaleJun 16, 2021 · Amount on Record
Deed Doc Number2022140635
Deed Book / Page12265 / 14
Last Transfer DateJul 11, 2023
Transfer Doc0000165529
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address275 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Transaction TypeMortgage
Record UpdatedAug 07, 2023
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172360
DateJul 25, 2023
Book Page12775/867
Instrument2023172360
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJul 17, 2023
Property Address275 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000165529
Book / Page12765 / 1131
Map ReferenceMB 112 PG 49&50
Instrument DateJul 11, 2023
Instrument2023165529
Transaction TypeTransfer
Record UpdatedAug 07, 2023
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE, TUSTIN, CA 92780-7333
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 23, 2022
Property Address275 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000140635
Book / Page12265 / 14
Map ReferenceMB 112 PG 49&50
Instrument DateMay 18, 2022
Instrument2022140635
Transaction TypeTransfer
Record UpdatedJun 02, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,748.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2312 LAKE ARIANA BLVD, 2312, AUBURNDALE, FL 33823-3002

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 16, 2021
Property Address275 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000155801
Book / Page11762 / 234
Map ReferenceMB 112 PG 49&50
Instrument DateJun 04, 2021
Instrument2021155801
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4138 EDINBURGH TRL NE, 4138, ROSWELL, GA 30075-2609

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0011762236
DateJun 16, 2021
Instrument11762/236
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,657.00 (-1.45%)$302,557 (-0.44%) Land $76,000 Building $226,557$302,557 (-0.44%) Land $76,000 Building $226,557
2023$5,740.00 (+15.01%)$303,909 (+15.85%) Land $74,000 Building $229,909$303,909 (+15.85%) Land $74,000 Building $229,909
2022$4,991.00$262,320 Land $62,000 Building $200,320$262,320 Land $62,000 Building $200,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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