279 Nichols Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 279 Nichols Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,344 sqft · built 2002
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2025)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Dec 2025 Foreclosure May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`445900415861000`

Property Details

APN / Parcel Number

Primary APN	`445900415861000`
Alternative APNs	`55569` `59973`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,792 sqft
1st Floor Area	864 sqft
Upper Floors Area	480 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Lot Width	138 ft Width
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59973
Street Address	279 NICHOLS RD
City	MURPHY
State	NC
Zip	28906-3819
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 MCHAN PROP 1690/814
Legal Subdivision	MCHAN PROPERTY
Legal Phase	1690
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2004
Census Tract	930604

Owner

Source: Cherokee County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 ORIOLE TRL, NEWTON, NJ 07860-4421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Public Action, Foreclosure · Conventional Mortgage AMERIS BANK
May 1, 2023	Intrafamily Transfer, Transfer
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20256000
Deed Book / Page	1791 / 1067
Prior Transfer Date	Apr 27, 2023
Prior Transfer Doc	0001734/17
Record Updated	Jun 8, 2026

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Dec 9, 2025
Property Address	279 NICHOLS RD, MURPHY, NC 28906-3819
Document Number	01791/1067
Book / Page	1791 / 1067
Map Reference	MB 1734 PG 17
Instrument Date	Nov 19, 2025
Instrument	6000
Transaction Type	Foreclosure
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 NICOLE CT, MANORVILLE, NY 11949-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 ORIOLE TRL, NEWTON, NJ 07860-4421

Mortgage

Document Number	0017911070
Date	Dec 9, 2025
Instrument	1791/1070

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	May 1, 2023
Property Address	279 NICHOLS RD, MURPHY, NC 28906-3819
Document Number	0001734/17
Book / Page	1734 / 17
Instrument Date	Apr 22, 2023
Instrument	2046
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 10, 2021
Property Address	279 NICHOLS RD, MURPHY, NC 28906-3819
Document Number	1690/814
Book / Page	1690 / 814
Instrument Date	Sep 8, 2021
Instrument	6060
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 NICHOLS RD, 279, MURPHY, NC 28906-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COLLINGSWOOD DR, SHIRLEY, NY 11967-3814

Mortgage

Document Number	1690817
Date	Sep 10, 2021
Instrument	1690/817

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,110.00	$146,450 (-)	$146,450 (-) Land $18,160 Building $128,290
2023		$146,450	$146,450 Land $18,160 Building $128,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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