277 Nichols Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 277 Nichols Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,320 sqft · built 2001
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2021)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`445900414735000`

Property Details

APN / Parcel Number

Primary APN	`445900414735000`
Alternative APN	`54992`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,320 sqft Heated Area
Upper Floors Area	456 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	313 ft deep x 109 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	128 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54992
Street Address	277 NICHOLS RD
City	MURPHY
State	NC
Zip	28906-3819
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 MCHAN PROP 1561/204
Legal Phase	1561
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2004
Census Tract	930604

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4264 REEF RD, MARIETTA, GA 30066-1862
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	4378
Deed Book / Page	1684 / 1135
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 29, 2021
Property Address	277 NICHOLS RD, MURPHY, NC 28906-3819
Document Number	1684/1135
Book / Page	1684 / 1135
Map Reference	MB 1028 PG 144
Instrument Date	Jun 19, 2021
Instrument	4378
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 TANGLEWOOD RDG, 92, MURPHY, NC 28906-5180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4264 REEF RD, MARIETTA, GA 30066-1862

Mortgage

Document Number	16841137
Date	Jun 29, 2021
Instrument	1684/1137

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 23, 2017
Property Address	277 NICHOLS RD, MURPHY, NC 28906-3819
Document Number	01561/0204
Book / Page	01561 / 0204
Instrument Date	May 19, 2017
Instrument	02225
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 NICHOLS RD, 277, MURPHY, NC 28906-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11465 EMERALD RIDGE CT, SPRING HILL, FL 34609-9123

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00	$175,980 (-)	$175,980 (-) Land $19,550 Building $156,430
2023		$175,980	$175,980 Land $19,550 Building $156,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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