279 Lower Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 279 Lower Rd, Constantia, NY 13044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,201 sqft · built 1848
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Apr 2019)
Tax Bill	$3,806 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352689 295.00-04-09.01`

Property Details

APN / Parcel Number

Primary APN	`352689 295.00-04-09.01`
Alternative APN	`268929500000040090100000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,201 sqft Living Area
1st Floor Area	1,766 sqft
2nd Floor Area	435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1848
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	50,094 sqft (1.15 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	279 LOWER RD
City	CONSTANTIA
State	NY
Zip	13044-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 493-022-000
Legal Block	4
Legal Lot Number	9.010
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2093
Census Tract	20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	279 LOWER RD, CONSTANTIA, NY 13044-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	20192582
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000002582
Record Updated	Oct 29, 2026

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 1, 2019
Property Address	279 LOWER RD, CONSTANTIA, NY 13044-2642
Document Number	0000002582
Instrument Date	Mar 29, 2019
Instrument	R-2019-002582
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INDEPENDENT TTL AGCY SHANNON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 WEST RD, 5, CONSTANTIA, NY 13044-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 LOWER RD, CONSTANTIA, NY 13044-2642

Mortgage

Document Number	0000002583
Date	Apr 1, 2019
Instrument	R-2019-002583

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,806.00 (+1.55%)
2025	$3,748.00	$78,800 (-) Land $15,400 Building $63,400	$143,273 (+18.18%) Land $28,000 Building $115,273
2023		$78,800 Land $15,400 Building $63,400	$121,231 Land $23,692 Building $97,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20