260 Lower Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 260 Lower Rd, Constantia, NY 13044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1984
Lot Size4.25 acres (185,130 sqft)
Owner2 Individual Names on File
Last Sale$143,000 (Sep 2020)
Tax Bill$5,473 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN352689 295.00-02-06

Property Details

APN / Parcel Number

Primary APN352689 295.00-02-06
Alternative APN
  • 268929500000020060000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
Basement Area936 sqft
Finished Basement936 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area185,130 sqft (4.25 acres)

Exterior Amenities

PorchSlab
Porch Area528 sqft
Patio Area480 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address260 LOWER RD
CityCONSTANTIA
StateNY
Zip13044-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionELEVENTH TOWNSHIP OF SCRIBAS PATENT
Legal Block2
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionCONSTANTIA
Census Block Group2
Census Block2056
Census Tract20600

Owner

260 Lower Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address260 LOWER RD, CONSTANTIA, NY 13044-2617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Oct 19, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2020 · Amount on File
Deed SaleSep 25, 2020 · Amount on File
Prior SaleOct 19, 2017 · Amount on File
Deed Document Number20208784
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 25, 2020
Property Address260 LOWER RD, CONSTANTIA, NY 13044-2617
Document Number0000008784
Instrument DateSep 21, 2020
InstrumentR-2020-008784
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TTL SVCS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$572.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 DORIS PARK DR, 206, CONSTANTIA, NY 13044-2712

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 LOWER RD, CONSTANTIA, NY 13044-2617

Mortgage

Document Number0000008785
DateSep 25, 2020
InstrumentR-2020-008785
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateOct 19, 2017
Property Address260 LOWER RD, CONSTANTIA, NY 13044-2617
Document Number0000010304
Instrument DateOct 13, 2017
Instrument10304
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$291.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address206 DORIS PARK DR GIBSONIA PA 15044, GIBSONIA, PA 15044

Tax Assessment & Valuation

The 2026 property tax bill for 260 Lower Rd was $5,473, up 1.5% from the year before.

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionConstantia Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,473.00 (+1.48%)
2025$5,393.00$120,575 Land $19,800 Building $100,775$219,227 Land $36,000 Building $183,227
2023$120,575 Land $19,800 Building $100,775$185,500 Land $30,462 Building $155,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Lower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Lower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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