Charlotte County property record for 27896 Arrowhead Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,161 sqft · built 2017 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Aug 2025) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-35-301-012 |
| Primary APN | 40-23-35-301-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,161 sqft Living Area |
| Gross Area | 2,785 sqft |
| Flooring | Covered |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 183 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004625227 |
|---|---|
| Old Parcel Number | 00713550067008 |
| Street Address | 27896 ARROWHEAD CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CAL 000 0000 0046 CALUSA CREEK LT46 3329/1957 4139/1792 4208/1348 3286745 3553904 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 35 |
| Legal Subdivision | CALUSA CREEK |
| Legal Lot Number | 46 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 10200 |
27896 Arrowhead Cir is owned and occupied by an individual who bought it in August 2025.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jul 10, 2018 | Loan Modification, Mortgage · FHA Mortgage FBC MTG |
| Jun 13, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Jul 5, 2023 |
| Deed Document Number | 3553904 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 5, 2023 |
| Property Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Document Number | 0003286745 |
| Map Reference | MB 20 PG 3 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 3286745 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Name | Verified Name |
|---|---|
| Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Document Number | 0003286746 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 3286746 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Document Number | 0043590663 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27896 ARROWHEAD CIR PUNTA GORDA FL 339824800, PUNTA GORDA, FL 33982-4800 |
| Document Number | 0043590663 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 004359/000663 |
| Instrument | 2646335 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | EWING, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Document Number | 0042081348 |
| Book / Page | 4208 / 1348 |
| Map Reference | MB20 PG3 |
| Instrument Date | May 30, 2017 |
| Instrument | 2530761 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,447.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Address | 27896 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800 |
| Document Number | 0002530762 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 2530762 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 27896 Arrowhead Cir was $2,829 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 Homeowner's exemption | $227,587 | $362,946 Land $36,400 Building $326,546 |
| 2023 | $3,306.00 (+3.83%) Homeowner's exemption | $214,731 (+3%) | $349,636 (+14.85%) Land $33,400 Building $316,236 |
| 2022 | $3,184.00 Homeowner's exemption | $208,477 | $304,421 Land $22,440 Building $281,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27896 Arrowhead Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27896 Arrowhead Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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